PROLINK's Blog
Investigating things our clients have asked about.
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Will Business Insurance Respond to COVID-19?
March 15, 2020 Our global societies are under attack. COVID-19 delivers the combination of infectiousness and mortality that the world has not seen in over a century. Yet…
Travelling Outside Canada? Did You Know That OHIP No Longer Provides You With Coverage?
February 25, 2020 It’s been a rough winter. Between the cold, wind, and snow, it’s the perfect time for a warm getaway. You pack your bags and head…
Only 50% of Canadians Know What to Do After a Car Accident: Do you?
February 24, 2020 There’s no denying it—whether it’s a fender-bender or a major collision, car accidents can be scary. But as hard as it is to go through…
Data Security & Privacy Breaches: What Mortgage Brokers Need to Know!
February 20, 2020 Mortgage brokers are among the most valued members of the financial services industry. That’s good news. The bad news is that cybercriminals target the financial…
The 5 W’s (and H) of Disability Insurance
January 29, 2020 What’s your most valuable asset? Is it your home or your car? Maybe it’s an investment or a rare collector’s item. Well, what about your…%20of%20Disability%20Insurance){kind=link}
Privacy Breaches: Over 28 Million Canadians Affected in the Last 12 Months!
January 23, 2020 The latest reports are in, and privacy breaches are on the rise across the country. Some of the most alarming stats? Over 28 million Canadians…
To Bundle or Not to Bundle: Should I Buy Home & Auto Insurance Together?
January 22, 2020 You need home insurance and you need car insurance. So why not bundle them together? Bundling is when you purchase multiple insurance products from a…
Healthcare is free, so why do I need health insurance?
October 28, 2019 Oh, Canada—it’s the land of free healthcare, right? Not quite. Yes, government plans provide access to all basic and medically necessary doctors’ and hospital services.…
Here’s How You Can Protect Your Home (and Your Savings) with Smart Home Technology
October 11, 2019 Echo, Nest, Ecobee, Alexa, Google Home—it seems like smart home tech is everywhere. But the real question is: what do all these upgrades mean for…%20with%20Smart%20Home%20Technology){kind=link}
What’s an Insurance Broker, Anyway?
September 10, 2019 Broker, insurer: “po-ta-to”, “po-tah-to?” ...not exactly. With so many terms flying around, insurance is practically its own language. Who has the time to learn it…
“Everyone gets hacked at some point. I’ll be fine.”: Data Breaches and Designers
July 30, 2019 We’ve all heard the stories. We all know the risks. But what does privacy breach really mean for an Interior Designer? When you rely on…
Four Reasons Not to Get Identity Theft Insurance (and Why You Shouldn’t Listen to Them)
July 12, 2019 Picture this: it’s payday. Time to take care of those pesky bills! You log into your account and what’s this? Raptors tickets? A new flatscreen…){kind=link}
Vacation Insurance: Better Safe than Sorry
June 18, 2019 The temperature’s rising and you know what that means! Summer’s finally here and it’s time for some much-needed R&R. Vacations usually go off without a hitch,…
Five Things We’ll Worry About, So IDC Members Don’t Have To
May 21, 2019 Some of you may have only considered getting business insurance to satisfy client demands in the past. But business insurance is more than just a…
Planning to automatically renew your home insurance? Hang on a second. If you’ve made any of the following changes–talk to your broker!
May 17, 2019What do you do when you receive your home insurance renewal in the mail? Do you carefully scan your limits and deductibles, taking account of…
What is the “Right” Coverage?
May 12, 2019 For most people, dealing with insurance companies can be summed up in two activities: A monthly payment automatically taken out of the bank account; The…
How do you know that you selected the “Right” Insurance Company?
May 10, 2019 Client service is an art. But not every business has the right brush. Whether you’re making a claim, dealing with a lawsuit, or just clarifying…
What is the “Right” Price when it comes to insurance?
May 9, 2019 Shopping for insurance is full of contradictions: Different companies have different views of risk, and yet somehow, everyone has the same products for the same…
What We Can Learn about Canadian Privacy Laws from Casino Rama’s Pending Lawsuit
May 2, 2019In October 2016 Casino Rama suffered a massive breach exposing data on at least 10,990 people: patrons, employees, and even individuals who self-identified as having…
April Showers Bring May Flowers…And May Floods Too.
May 2, 2019 After a long, cold, and snowy winter, Canadians are desperately seeking spring. Most Canadians will welcome the change from: Bleak skies to blue skies; Brown…
When it IS a good idea to pick the cheaper insurance plan—and when it definitely ISN’T.
February 13, 2019When on the market for home or automobile insurance, what do you look for? Please don’t tell us you just want the cheapest possible option.…
New Year, New Road Rules: Ontario doubles down on distracted drivers!
January 14, 201990% of Canadians know that it’s illegal to use a handheld device behind the wheel. 40% of Canadians admit to doing it anyway. Distracted driving is…
Dodge white-knuckle driving this season!
November 18, 2018 How to prepare your car for our trademark Canadian winters: In general, Canadian weather is flakey, but winter takes it to a new extreme: snowflake-y.…
A dash of income here, a sprinkle of income there: A new recipe for income splitting to please the CRA’s demanding palate
October 28, 2018 In January 2018, changes to Canada’s “Tax on Split Income” (TOSI) legislation came into effect, introducing more stringent rules for private corporations. Corporations have until…
Why insurance rates are increasing and what you can do about it.
October 12, 2018To own a house in Canada, you need insurance. To drive a car in Canada, you need insurance. But what if no insurer is willing to…
Four Vehicle Features That Can Impact Your Auto Insurance Costs.
September 13, 2018Whether you’re buying a new 2018 model or just generally upgrading with a used vehicle, here are our top four vehicle features to keep your…
Plan A: Never get seriously ill in your life. Plan B: Panic?
September 13, 2018 Facing a serious illness is physically, mentally, and financially difficult. You need a real backup plan. 1 in 3 Canadians is expected to face a…
Heads Up! Coming soon to a country near you: data protection regulation with TEETH.
September 12, 2018But you don’t have European operations, so you don’t need to worry, right? Well, not exactly. If you have customers that live in the EU, or business…
Searching for Clarity in a World Obsessed with Cryptocurrency
August 23, 2018 Bitcoin was introduced into the global market in 2009 and changed the way we conduct business forever. Before the era of the blockchain, all currencies…
4 Ways You Can Protect Your Home While You’re On Vacation
August 14, 2018Summer’s almost over and you still haven’t gone on vacation. Everyone around you seems to be enjoying themselves. But it’s your turn now. Is your…
Got your Data in the Cloud? That’s nice.
August 8, 2018 But guess what: your liability and cyber exposure remain firmly planted on YOUR ground. Your organization is responsible for safeguarding all data and information you…
Renovating your home? Here’s what you need to know:
July 24, 2018In Canada, summer is synonymous with construction—both in our streets, and in our homes. The nice weather makes summer the opportune time to replace your…
Preventing your Cottage Dream from Becoming your Cottage Nightmare
July 7, 2018 Understanding the Fine Print on Your Seasonal Property Policy: The ice has melted on the lakes, signifying that cottage season is near. To different Canadians,…
What happens if your laptop is stolen?
June 25, 2018You know that moment of panic when you think you forgot to save your work? Well, what if you lost all of your work? And…
