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PROLINK's Blog

Investigating things our clients have asked about.

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The Top 3 Misconceptions About Cyber Insurance

December 2, 2022 When it comes to cybercrime, Cyber Insurance is one of the most important tools you can have in your arsenal to protect your business. But…

6 Common Home Insurance Claims—and How to Avoid Them

November 29, 2022 Water damage Fire Wind and hail Theft Slip and falls Alcohol-related claims Home Insurance is a necessity for most homeowners, with many mortgage lenders even…

Supply Chain Risks: When Green Technologies Can’t Deliver

November 3, 2022 Key Business Risks The Future Best Practices Global supply chains are a mess right now. Few companies were prepared for the lockdowns and labour shortages…

Is Accident Forgiveness Insurance Worth It?

October 27, 2022 What is Accident Forgiveness? Can anyone qualify? Will it apply for any accident? Will it erase an accident from my record? Can I transfer my…

How do I report a breach under PHIPA?

October 17, 2022 Overview of PHIPA Breach Reporting Requirements Offences Under PHIPA The number of records stored online continues to grow every day, and with it, the threat…

10+ Tips for Talent Retention

October 10, 2022 Stay Interviews Workflows Rewards Learning Flexibility Wellness Culture Social Responsibility Teambuilding Talent Attraction Onboarding Benefits Talent retention has never been more challenging for employers. Despite…

Do PR Practitioners REALLY need Professional Liability Insurance?

October 3, 2022 When it comes to Public Relations, client satisfaction and the power of word-of-mouth are critical to the success of your business. Unfortunately, public outreach can…

7 Steps to Get Your Car Winter-Ready

September 26, 2022 Winter is coming, and it’ll be here before you know it. For Canadian drivers, that means snow, ice, and cold temperatures, which could lead to…

How long can tech start-ups get away without insurance?

September 20, 2022 Key Business Risks High-Growth Firms Think Ahead The Right Coverage For Your Needs How We Can Help Running a start-up is no easy feat. You’ve…

Protecting Patient Data: Your Guide to Ontario’s PHIPA

September 12, 2022 Overview of PHIPA HICs and Agents Offences Under PHIPA Amendments to PHIPA From medical histories to social security numbers to banking information, all healthcare organizations,…

All Aboard: Onboarding Risk Management for Engineers

September 7, 2022 As demand for Engineers grows across industries, firms have no choice but to bring on more staff to keep up with the mounting workload. Between…

What does turnover have to do with business liability?

September 1, 2022 How Retention Affects Liability Why Retention Matters What Employers Can Do How We Can Help The job market has been in constant flux over the…

12 Fall Home Maintenance Tips

August 26, 2022 Did you know that standard Home Insurance doesn’t always cover problems arising from poor maintenance? The last thing you want in your home is a…

3 Reasons Engineers Shouldn’t Forgo Professional Liability Insurance

August 18, 2022 With so many different specifications to fulfill, the insurance requirements for Engineers can get very complicated, very quickly. Depending on your field and where you…

Why Your Online Business STILL Needs General Liability Insurance

August 10, 2022 Starting a small business is one of the biggest risks you’ll ever take. And whether it’s a full-blown home-based business, part-time consulting, or some subcontracting…

Offline Backups: Pros, Cons, Best Practices, & More

August 2, 2022 What's an offline backup? Why are offline backups effective? Who needs an offline backup? Are there any drawbacks? How do I implement an offline backup?…
Graphic depicts a house affected by flooding.

10 Things Your Home Insurance Doesn’t Cover

July 25, 2022 When it comes to your home, you want to be sure that you’re protected from any disaster that might strike. But even though Home Insurance…

When should you report a cyber incident?

July 18, 2022 Common Claims Scenarios When should I report an incident? Best Practices for Reporting So you’ve had a cyber incident. Maybe you’ve found a vulnerability in…

How can clean energy producers navigate uncertain weather?

July 11, 2022 What is parametric insurance? How does it work? How's it different? How can parametric insurance help the renewables industry? Is it worth it? Are there…
Graphic depicting security awareness training.

Security Awareness Training: What is it, Best Practices, & More

July 4, 2022 What is security awareness training? Why is security awareness training effective? Who needs security awareness training? How do I implement security awareness training? Is security…

Are you attracting the right talent for your business?

June 29, 2022 EVP Branding Hiring HR Culture Prospecting Flexibility Remote Work Benefits Risk Management We’re in the midst of a talent war that shows no signs of…
Graphic depicts a used car.

5 Tips For Buying a Used Car

June 23, 2022 Looking for a new car, without those new car prices? Getting a used car could be the ideal solution for your budget! Most cars tend…

3 Things Every Engineering Proposal Should Include

June 16, 2022 Scope Field Reviews The Right to Stop Services Proposals are a critical part of doing business for all Engineers—and not just because they help you…

How much will a bad hire really cost your business?

June 6, 2022 Turnover Costs More Mistakes & Accidents Privacy Breaches Reduced Morale Increased Competition Business Crime The Bottom Line What can you do? Talent attraction is a…

Tech Firms & Bug Bounty Hunters: Where does your liability end?

May 27, 2022 How am I liable? What can I do about it? The last few years have seen the rise of bug bounty hunters: security researchers who…

6 Tips For Protecting Your Seasonal Property

May 24, 2022 As we head into the warmer months of the year, many city dwellers are undoubtedly looking for an escape to cottage country. Since the start…

Can your engineering specialty affect your insurance rates?

May 20, 2022 Electrical Geotechnical Structural Mechanical Civil What does this mean for you? How can you reduce your insurance premiums? When it comes to Professional Liability Insurance,…

Encryption Basics: What is it, Best Practices, & More

May 16, 2022 What is encryption? Why is encryption effective? What's "data at rest" and "data in transit"? How do I protect data at rest and data in…

The Devil’s in the Details: 3 More Killer Clauses in Sustainable & Clean Technologies Contracts

May 12, 2022 Force Majeure Performance Guarantees Liquidated Damages In the event of a dispute, lawsuit, or a claim, your contract is one of the first places the…

Why are employers losing the talent war?

May 9, 2022 Why are we facing talent shortages? What are employers doing wrong? What's the impact? What can you do about it? Employers are facing one of…

Protect Your Income with Disability Insurance

May 2, 2022 What's Disability Insurance? Types of Disability Insurance Which type is right for me? Why do I need it? When asked to name your most valuable…

5 Advantages of Using an Independent Insurance Broker

April 28, 2022 With a seemingly endless pool of insurance choices in an ever-changing landscape of risks, it can be hard to figure it all out on your…

3 Common Engineering Mistakes—and How You Can Avoid Them

April 19, 2022 (Only) Sticking to the Code Poor Communication Poor Review Processes Engineering is a demanding profession. No matter how hard you try to secure a good…

Have a Legal Concern? Access Specialized Counsel With OASW’s Legal Helpline

April 13, 2022 Dealing with a claim, a College complaint, or a situation that has the potential to turn into one can be stressful and demanding. When someone…

3 Killer Clauses in Sustainable & Clean Technologies Contracts

April 8, 2022 Indemnity Limitation of Liability Scope of Services When it comes to contracts, speed, cost, and timing might be high on your list of priorities. Risk…

Risky Business: How Can You Protect Your Home-Based Business?

April 1, 2022 Accidents Mistakes Property Damage Privacy Breaches Car Theft or Accidents PRO Tips With the rapid rise of the gig economy in recent years (and the…

4 Signs Your Home May Be Underinsured

March 30, 2022 Your home is one of the biggest investments you’ll make in your lifetime, and with that comes an investment in all of the things that…

Which healthcare privacy laws apply to my practice?

March 21, 2022 What's a privacy breach? What's personal health information? What are Canada's healthcare privacy laws? Which laws apply to my practice? What are my obligations? What…

3 Management Risks Faced By Staffing Firms (and How D&O Insurance Can Help)

March 9, 2022 Wrongful Dismissal Coverage Exclusions Employee Lawsuits How can D&O Insurance help? How can PROLINK help? Today’s society places a harsh spotlight on corporate practices. If…

Privacy Breaches: Why Social Workers are Vulnerable and What You Can Do About It

March 5, 2022 What's a privacy breach? Why are Social Workers at risk? What are the effects? How can Social Workers protect PHI? In a digital age, more…

Life Insurance: What Business Owners Should Know

March 2, 2022 Who needs Life Insurance? Are there different types of Life Insurance? How can Life Insurance help business owners? How can we help you? When you’re…

Is Your Household Cyber-Safe?

February 24, 2022 Do you have social media? Do you shop online? Do you have a personal device? Are your children active online? As our lives become increasingly…

Multi-Factor Authentication: Why Passwords Aren’t Enough Anymore

February 18, 2022 Why aren't passwords enough? What's multi-factor authentication? Why is MFA effective? What's 2FA? When should I use MFA? How do I implement MFA? Is MFA…

Healthcare Professionals are most vulnerable to a data breach. Why?

February 8, 2022 What's a privacy breach? Why are Healthcare Professionals at risk? What are the effects? How can Healthcare Professionals protect PHI? The health sector has long…

Work, Sleep, Eat, Repeat: Managing the Burnout Crisis

February 2, 2022 What is Burnout? Burnout Symptoms Why Burnout Happens Why is burnout an employer problem? What is the impact of burnout? What does the future hold?…

9 Factors That Affect Your Auto Insurance

January 27, 2022 Looking to invest in a vehicle? You’ll need to get Auto Insurance before you can even think of hitting the road. But if you’re under…

May Contain Traces of Log4j: Risk Management Strategies for Tech Firms

January 25, 2022 It’s only been a month and experts are already calling the Log4j vulnerability one of the greatest security disasters of our time. Given the prevalence…

Why Experts are Calling Log4j the Worst Security Flaw of the Decade and Why You Should Care

January 18, 2022 What's Log4j? What's the Log4j vulnerability? What's the impact? What does the future hold? Best Practices The Log4j vulnerability sent shockwaves throughout the entire cybercommunity…

8 Frequently Asked Questions About Home-Based Businesses

January 10, 2022 What's a Home-Based Business? What's a Home Office? Home Insurance: What's Covered? Home Insurance: What's Not Covered? Protecting Your Business Multiple Home-Based Businesses Who Needs…

New Year, New Savings: 6 Ways to Lower Your Home Insurance Costs

December 30, 2021 Most people like to ring in the new year with a few resolutions. Run a marathon. Start a business. Make more time for family. One…

The 12 Risks of the Holiday Season

November 25, 2021 The holidays are a hectic time. Between the icy roads, ten-foot Santas, deep-fried turkeys, and more, there’s plenty that can go wrong—and safety isn’t always…

Do you REALLY need Professional Liability Insurance?

November 18, 2021 As a working professional, you’ve probably heard all the fuss about Professional Liability Insurance—who needs it, how much it costs, and how you shouldn’t practice…

How can group benefits help my small business?

November 11, 2021 About Group Benefits The Bottom Line Finding the Right Group Benefits Plan There’s no question that group benefits help employees protect their physical, mental, and…
Graphic representing keyless car thefts

Keyless Car Thefts Are on the Rise: 10 Tips You Need to Know

November 1, 2021 Keyless cars are all the rage these days. No more locks, metal keys, or pass codes—now, all it takes is a radio signal from your…
Graphic representing Employment Practices Liability Insurance from PROLINK

Employment Practices Liability Insurance: What is it, What’s Covered, and What’s Not?

October 7, 2021 What is EPL? What's covered? What's not covered? Who needs EPL? Why get EPL? The Bottom Line It’s not easy running a business. We all…
Graphic representing Weather Related Coverages

When It Rains It Pours: 4 Weather-Related Coverages You Might Not Know You Need

September 28, 2021 Flooding Mold and Pests Earthquakes Valuable Items Homeowners are feeling the effects of climate change now more than ever. Record-breaking numbers of severe weather events…

The Social Worker’s Guide to Professional Insurance

September 13, 2021 What’s Professional Liability Insurance? What’s Commercial General Liability Insurance? What’s the difference? Do I need both? Won't my organization cover me? How can I protect…
Graphic representing why you should shop around for auto insurance

Why You Should Still Shop Around for Home & Auto Insurance—Even if You’re Already Getting a Good Deal

August 31, 2021 Get Better Rates Get Better Coverage Get Better Advice The Bottom Line In life, there are things you know and things you know you don’t…
Graphic representing new stun driving laws in Ontario

(Don’t) Put the Pedal to the Metal: What Ontario’s New Stunt Driving Laws Mean for You

July 30, 2021 What is stunt driving? What are the penalties? How does stunt driving affect your insurance? The Bottom Line Stunt driving in Ontario is out of…
Graphic to represent the employee challenges post pandemic

Back to Normal? Helping Employees Prepare for Work After the Pandemic

July 14, 2021 What are employer’s top reopening challenges? How can employers support employees? For the last year and a half, remote work has dominated corporate conversations. From…
Graphic showing engineers at work

Why Engineers Might Get Sued and What You Can Do About It

July 8, 2021 What is a claim? What are Engineers biggest exposures? How Engineers can manage risks? Engineering jobs can be complex, challenging, and difficult to manage, with…
Graphic representing a storm proofed home

How to Storm-Proof Your Home

June 25, 2021 How Does Severe Weather Affect Insurance? Thunderstorms Windstorms Wildfires General Storm Prep The Bottom Line When it comes to summer, storms aren’t exactly top of…
Graphic representing a cityscape with net zero buildings

Sustainable Risk Management for Net Zero Buildings

June 8, 2021 Since the 2016 Paris Agreement, nations across the world have pledged to strengthen their climate change efforts, reduce greenhouse gas (GHG) emissions, and lower their…
Graphic of a modified vehicle for the topic of mods on insurance

Not So Fast & Furious: Why You Should Think Twice About Car Modifications

May 28, 2021 What are car modifications? Why do car mods affect insurance? How will it affect my insurance? What mods does insurance cover? What modifications will void…
Graphic showing the consequences of a cyberattack

The Consequences of a Breach: Can your business survive a cyberattack?

May 14, 2021 Regulatory Violations Financial Loss Legal Action Operational Disruptions Reputational Harm The Bottom Line Capital One, Microsoft, Marriott, and more—cyberattacks on major companies seem to dominate…
Graphic representing how to navigate the COVID-19 vaccination policies, rules, regulations and more

How Can Employers Navigate the Challenges of COVID-19 Vaccinations?

May 10, 2021 Can employers mandate vaccination? Is mandatory vaccination necessary? What are the legal and ethical issues? What are the logistical challenges? What should I do? COVID-19…
Graphic showing term life insurance

Life Insurance Doesn’t Have to Be a Lifelong Commitment—Here’s Why

May 4, 2021 What is Term Life Insurance? How much does it cost? Which policy is right for me? How much coverage should I get? A common misconception…
Graphic of a person looking through our home insurance tips

15 Insurance Tips for First-Time Homebuyers

April 30, 2021 Found your dream home? Congratulations! You’re probably looking forward to painting the walls, picking decor, and lounging on your deck. But before you move in,…
Graphic of tips for preventing ransomware

Prepare Now or Pay Later: How Can Businesses Mitigate the Risk of Ransomware?

April 29, 2021 The outbreak of COVID-19 and ensuing digital revolution has fuelled an outbreak of ransomware, a malicious software that infiltrates systems, encrypts data, and disables user…
Graphic of ransomware attacks

Ransomware: Should You Pay Up?

April 22, 2021 How do attackers get you to pay? What are the consequences? Should you pay up? How do insurance companies respond? When it comes to ransomware,…
Graphic depicting ransomware attacks

Surviving the Other Pandemic: What’s Ransomware, Who’s at Risk, and Why?

April 15, 2021 What is ransomware? Why is ransomware so common? How has COVID-19 affected ransomware? How do attackers gain access? Who’s at risk (and why)? The Key…
Graphic representing a home inspection

12 Things You Shouldn’t Ignore Before Buying a Home

April 8, 2021 What's a home inspection? Do I need one? What should I look for? Other Red Flags   For many first-time homebuyers, it’s easy to get…
Graphic of people looking for auto insurance discounts

The Top 17 Auto Insurance Discounts Revealed

March 5, 2021 Owning a car doesn’t come cheap. There’s a lot you’ll be spending money on over the course of your vehicle’s lifetime. Gas, maintenance, winter tires....and…
Graphic of a person saving money on their home insurance

17 Home Insurance Discounts You Haven’t Heard Of

February 5, 2021 Insurance discounts are like drinks on the secret menu at Starbucks. They’re not hard to get, but only if you know they exist. And most…
Graphic showing a cyber secured work device

Privacy Law Update: Are you ready for privacy law reforms?

January 20, 2021 PIPEDA What's the DCIA? The Changes The Impact Privacy Breach Reporting Insurance Implications What can you do? The wave of cyberattacks brought on by the…
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All About PIPEDA: How do privacy laws affect my business?

January 20, 2021 Overview of PIPEDA Privacy Breaches Breach Reporting Requirements Amendments to PIPEDA From intellectual property to trade secrets to health records, all organizations, regardless of size…
Graphic of Top 10 Cyber Risk Trends 2021

Cyber Risk Trends: 10 Threats to Watch Out For

January 18, 2021 Prevalent Attack Methods Top Uses of Stolen Data COVID-19 and Cyber Risks Looking Ahead What Can Businesses Do? How Can PROLINK Help? 2020 was a…
Graphic of a thief stealing sensitive data

All About Cyber Insurance: What is it, What’s Covered, and Why Do You Need it?

January 7, 2021 What's a privacy breach? What's a cyberattack? Where do privacy breaches come from? What's Cyber Insurance? What's covered? What's not covered? It’s no secret that…
Graphic of a home protected by a moat to represent insurance coverage

Do’s and Don’ts For Protecting Your Valuables, Holiday Gifts, and More

January 5, 2021 Look for coverage gaps.  Identify your valuables. Get appraisals. Put together a home inventory. Pick the right policy. Review your coverage. Protect your valuables. Call…
Graphic of a person preparing their property for winter

Prepping Your Business Property for Winter Slip-and-Falls

December 15, 2020 Canadian winters are notorious for being harsh and unpredictable. No matter where you are in the Great White North, extreme cold, heavy snowfall, and ice…
Graphic of a professional ready for his day with Commercial General Liability coverages in his toolbox

Your Commercial General Liability Coverages Explained

December 10, 2020 Bodily Injury Property Damage Personal and Advertising Injury Medical Payments Coverage Tenant’s Legal Liability Defence Costs Products Liability Employer's Liability Non-Owned Automobile Liability Commercial General…
Graphic of a professional working remotely

The Top 6 Remote Work Security Concerns

December 4, 2020 Remote Work's Biggest Challenges The Work From Home Forecast What Can Businesses Do? COVID-19 has drastically redefined how, when, and where work is performed. Most…

How Can Healthcare Professionals Manage the Risks of Virtual Care?

November 26, 2020 What is virtual care? What are the challenges of virtual care? Best Practices for Healthcare Professionals   The COVID-19 pandemic has led to a surge…
graphic of a person slipping in an office to show when companies need commercial general liability insurance

All About Commercial General Liability Insurance: What is it, What’s Covered, and What’s Not?

November 5, 2020 Running a company is no easy feat. It takes hard work, focus, and a lot of planning. But no matter how carefully you plan, business…
What is the Biggest Insurance Mistake Homeowners Make?

The Biggest Insurance Mistake Homeowners Make

November 5, 2020 How much coverage should I get? How does ACV affect my premium? Why not insure for my home’s ACV? How can I get the right…
Cost of a data breach in 2020 blog post

The Cybersecurity Stats You Should Know

November 3, 2020 How much does a data breach cost? What’s being stolen? How long does a breach last? Why are breaches so costly? What’s causing data breaches?…
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12 MORE Ways to Save on Auto Insurance

October 9, 2020 You asked for it, so we’re back with 12 MORE ways to save on Auto Insurance! In case you missed our first piece on 12…
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The 10 Biggest Challenges Faced by Interior Designers During COVID-19

September 28, 2020 Interior Designers are used to being adaptable. Every project is unique, after all. And design jobs rarely go according to plan. But the changing demands…
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How to File an Insurance Claim in 5 Steps (or Less)

September 10, 2020 Even if you’re an expert at what you do, everyone makes mistakes. Despite your best intentions, sometimes it only takes a single documentation error, misstated…
Auto Insurance Tips graphic

12 Easy Ways to Save on Auto Insurance

September 1, 2020 It’s no secret that Auto Insurance premiums are on the rise. Even if you’re a perfect client with a clean claims history and zero accidents on…
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The 8 Most Frequently Asked Questions About Professional Liability Insurance

August 6, 2020 Insurance is just...one of “those” things. You know, “those” things that everyone pretends to understand but secretly has no clue about. Kind of like taxes…

How Can HR Professionals Manage the Risks of Returning to Work?

July 27, 2020 As an Independent HR Professional, it’s your job to expect the unexpected. You’re trained to anticipate all scenarios, put things in perspective, and keep your…

Coping with COVID-19: The Small Business Guide to Reopening, Relief, & Recovery

July 24, 2020 As we move into the next phase of Canada’s coronavirus response, employers are gearing to reopen their doors and/or move employees back into the workplace.…
How Can I File A Claim Under the OASW Plan

How Can I File A Claim Under the OASW Plan?

July 23, 2020 Social work is all about communication. But despite your best intentions, what you communicate isn’t always what ’s understood. In the heat of the moment…
Graphic of a home protected from damage by PROLINK's Insurance partners

7 Things to Consider Before Buying Home Insurance

July 22, 2020 Buying a home is one of the most important decisions you’ll ever make. Whether you’re a first-time home buyer, a seasoned pro, or just browsing…
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How “free” is Canadian healthcare?

July 17, 2020 One of the best things about Canada? Our healthcare system. No matter what part of the country you live in, you have access to free…
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Professional Liability Insurance: What is it, What’s Covered, and What’s Not?

June 11, 2020 We’ve said it before and we’ll say it again: insurance is confusing. What’s a liability? What’s the difference between Professional Liability and Commercial General Liability?…
Graphic of a cyber crime

“Everyone gets hacked at some point. I’ll be fine.”: Data Breaches and Designers

June 10, 2020 We’ve all heard the stories. We all know the risks. But what does privacy breach really mean for an Interior Designer? When you rely on…
Graphic of a business protected from crime through insurance from PROLINK

The Top 4 Most Common Business Crime Myths

June 9, 2020 Picture this: an accounts payable clerk in your firm receives an email from an existing vendor advising that they’ve changed banks. The email contains a…
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Here’s Why Your Insurance Rates Keep Increasing For No Good Reason

June 9, 2020 It’s that special time of year again...it’s time to renew your Home & Auto Insurance! But that pesky insurance company of yours has jacked up…

Business as Usual? The Employer’s Guide for Returning to Work

June 4, 2020 As Ontario moves into the next phase of coronavirus response, many employers are gearing to reopen their offices and/or move employees back into the workplace.…
What is Cyber insurance coverage for business and why do you need it Blog

What kind of businesses don’t need Cyber Insurance?

May 28, 2020 Have you ever wondered what kind of businesses don't need Cyber Insurance? Trick question! 88% of Canadian Businesses reported a privacy breach last year. And 60% of…

11 Cost Saving Tips for Home Insurance

May 5, 2020 Your home is your biggest investment. But that doesn’t mean protecting it has to cost a fortune. Reducing your Home Insurance rates is no easy…
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The Cloud: Not Just a Place to Daydream Anymore

April 27, 2020 While iterations of the cloud have been around for many years, it’s only recently that businesses have fully begun to embrace its computing potential. But,…

“Silent” Cyber: The Risk You Haven’t Heard About

April 27, 2020 Cyberattacks are growing in frequency, intensity, and severity across the globe. Yet, many organizations are continuing to forego Cyber Insurance in favour of mistakenly relying…

How Can Businesses Blunt the Impact of Bad Debt during the Pandemic?

April 6, 2020 It’s no secret that the COVID-19 crisis has caused a massive disruption to our lives. Travel bans, border restriction, mandatory business closures, and orders to…

How to Keep Employees Cyber-Safe While Working From Home

March 30, 2020 As the global COVID-19 outbreak worsens, organizations are scrambling to keep their employees safe and their businesses running. Companies have had to shift entire operations…

Will Business Insurance respond to COVID-19?

March 15, 2020 Our global societies are under attack. COVID-19 delivers the combination of infectiousness and mortality that the world has not seen in over a century. Yet the…

Travelling Outside Canada? Did You Know That OHIP No Longer Provides You With Coverage?

February 25, 2020 It’s been a rough winter. Between the cold, wind, and snow, it’s the perfect time for a warm getaway. You pack your bags and head…

Only 50% of Canadians Know What to Do After a Car Accident: Do You?

February 24, 2020 There’s no denying it—whether it’s a fender-bender or a major collision, car accidents can be scary. But as hard as it is to go through…

Data Security & Privacy Breaches: What Mortgage Brokers Need to Know!

February 20, 2020 Mortgage Brokers are among the most valued members of the financial services industry. That’s good news. The bad news is that cybercriminals target the financial…
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The 5 W’s (and H) of Disability Insurance

January 29, 2020 What’s your most valuable asset? Is it your home or your car? Maybe it’s an investment or a rare collector’s item. Well, what about your…

Privacy Breaches: Over 28 Million Canadians Affected in the Last 12 Months!

January 23, 2020 The latest reports are in, and privacy breaches are on the rise across the country. Some of the most alarming stats? Over 28 million Canadians…
Graphic to represent PROLINK's home, auto, life, health insurance program for association members.

To Bundle or Not to Bundle: Should I Buy Home & Auto Insurance Together?

January 22, 2020 You need Home Insurance and you need Auto Insurance. So why not bundle them together? Bundling is when you purchase multiple insurance products from a…
Graphic to represent Professional Insurance Program for Kinesiologists, Members of the CKA

If healthcare is free, why do I need Health Insurance?

October 28, 2019 Oh, Canada—it’s the land of free healthcare, right? Not quite. Yes, government plans provide access to all basic and medically necessary doctors’ and hospital services.…

Here’s How You Can Protect Your Home (and Your Savings) with Smart Home Technology

October 11, 2019 Echo, Nest, Ecobee, Alexa, Google Home—it seems like smart home tech is everywhere. But the real question is: what do all these upgrades mean for…

What’s an Insurance Broker, Anyway?

September 10, 2019 Broker, insurer: “po-ta-to”, “po-tah-to?” ...not exactly. With so many terms flying around, insurance is practically its own language. Who has the time to learn it…

Four Reasons Not to Get Identity Theft Insurance (and Why You Shouldn’t Listen)

July 12, 2019 Picture this: it’s payday. Time to take care of those pesky bills! You log into your account and what’s this? Raptors tickets? A new flatscreen…

Vacation Insurance: Better Safe than Sorry

June 18, 2019 The temperature’s rising and you know what that means! Summer’s finally here and it’s time for some much-needed R&R. Vacations usually go off without a hitch,…

Five Things We’ll Worry About, So IDC Members Don’t Have To

May 21, 2019 Some of you may have only considered getting business insurance to satisfy client demands in the past. But business insurance is more than just a…

Planning to automatically renew your Home Insurance? Hang on a second. If you’ve made any of the following changes–talk to your broker!

May 17, 2019 What do you do when you receive your Home Insurance renewal in the mail? Do you carefully scan your limits and deductibles, taking account of…

What is the “Right” Coverage?

May 12, 2019 For most people, dealing with insurance companies is one of two activities: a monthly payment automatically taken out of the bank account, or your annual renewal, with…

How do you know that you selected the “Right” Insurance Company?

May 10, 2019 Client service is an art. But not every business has the right brush. Whether you’re making a claim, dealing with a lawsuit, or just clarifying…

What is the “Right” Price when it comes to insurance?

May 9, 2019 Shopping for insurance is full of contradictions: different companies have different views of risk, and yet somehow, everyone has the same products for the same…

What We Can Learn about Canadian Privacy Laws from Casino Rama’s Pending Lawsuit

May 2, 2019 In October 2016, Casino Rama suffered a massive breach exposing data on at least 10,990 people: patrons, employees, and even individuals who self-identified as having…

April Showers Bring May Flowers…and May Floods Too

May 2, 2019 After a long, cold, and snowy winter, Canadians are desperately seeking spring. Most Canadians will welcome the change from: Bleak skies to blue skies; Brown…

When it IS a good idea to pick the cheaper insurance plan—and when it definitely ISN’T

February 13, 2019 When on the market for Home or Auto Insurance, what do you look for? Please don't tell us you just want the cheapest possible option.…

New Year, New Road Rules: Ontario Doubles Down on Distracted Drivers!

January 14, 2019 90% of Canadians know that it's illegal to use a handheld device behind the wheel. 40% of Canadians admit to doing it anyway. Distracted driving is…

Dodge white-knuckle driving this season!

November 18, 2018 How to prepare your car for our trademark Canadian winters: In general, Canadian weather is flakey, but winter takes it to a new extreme: snowflake-y.…

A dash of income here, a sprinkle of income there: A new recipe for income splitting to please the CRA’s demanding palate

October 28, 2018 In January 2018, changes to Canada’s “Tax on Split Income” (TOSI) legislation came into effect, introducing more stringent rules for private corporations. Corporations have until…

Why Insurance Rates Are Increasing and What You Can Do About It

October 12, 2018 To own a house in Canada, you need insurance. To drive a car in Canada, you need insurance. But what if no insurer is willing to…

Four Vehicle Features That Can Impact Your Auto Insurance Costs

September 13, 2018 Whether you’re buying a new model or just generally upgrading with a used vehicle, here are our top four vehicle features to keep your insurance…

Plan A: Never get seriously ill in your life. Plan B: Panic?

September 13, 2018 Facing a serious illness is physically, mentally, and financially difficult. You need a real backup plan. 1 in 3 Canadians are expected to face a…

Heads Up! Coming Soon to a Country Near You: A Data Protection Regulation With TEETH

September 12, 2018 In May 2018, the European Union launched the General Data Protection Regulation (GDPR): a new directive with the ability to fine a company up to…

Searching for Clarity in a World Obsessed with Cryptocurrency

August 23, 2018 Bitcoin was introduced into the global market in 2009 and changed the way we conduct business forever. Before the era of the blockchain, all currencies were…

4 Ways You Can Protect Your Home While You’re On Vacation

August 14, 2018 Summer’s almost over and you still haven’t gone on vacation. Everyone around you seems to be enjoying themselves. But it’s your turn now. Is your…

Got your data in the cloud? That’s nice.

August 8, 2018 But guess what: your liability and cyber exposure remain firmly planted on YOUR ground. Your organization is responsible for safeguarding all data and information you…

Renovating Your Home? Here’s What You Need To Know

July 24, 2018 In Canada, summer is synonymous with construction—both in our streets, and in our homes. The nice weather makes summer the opportune time to replace your…
Graphic to represent Commercial Insurance for Cottage Associations, Cottagers Program

Preventing Your Cottage Dream From Becoming Your Cottage Nightmare

July 7, 2018 The ice has melted on the lakes, signifying that cottage season is near. To different Canadians, a cottage means different things. For some, it conjures…

What happens if your laptop is stolen?

June 25, 2018 You know that moment of panic when you think you forgot to save your work?  Well, what if you lost all of your work? And…


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