Mortgage Brokers and Administrators Insurance Program

Welcome to the Mortgage Brokers and Administrators Insurance Program from PROLINK

PROLINK offers comprehensive and cost-effective insurance coverage to address the unique personal and professional insurance needs of Mortgage Brokers and Brokerages. With over 35 years of industry experience, we can provide superior protection, an exceptional partnership approach, and personalized client service just for you—all at an exclusive rate. 

No matter where you’re coming from or how complex your risks are, you can trust PROLINK to keep your insurance solutions simple. We’ll make sure you’ve got the right coverage from the right insurer for the right price.

I am looking for…

At PROLINK, we can help you feel confident that you have the right protection.

We believe in personal relationships.

We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.

We have over 30 years of experience.

As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.

We represent a network of insurers.

We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.

We work for you, not the insurer.

As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.

Graphic of mortgage brokers for personal insurance section

Protection for My Business and Professional Life

Browse our professional insurance solutions tailored to the needs of Mortgage Brokers and Administrators. 

  • Errors and Omissions PLUS Program

    As a mortgage broker, you help people and families secure their homes—and their futures—every day. You guide them to solutions that suit their needs, their lifestyle, and their budget. You advocate for them so they can get the best rates possible. It’s a rewarding career; but it’s also unpredictable.

    The real estate market is in constant flux, even in times of prosperity. And when someone’s home is involved, tensions can run high, especially if your client thinks you’ve done something to damage them financially. Despite your best intentions, your advice or actions might be misinterpreted and you could face a lawsuit.

    While you advocate for your clients, let us advocate for you. Like Mortgage Brokers, PROLINK focuses on solutions. That’s why we’ve devised a comprehensive, cost-effective Errors and Omissions plus program customized to the unique risks you face as a professional, all at an exclusive rate. We’ll protect you from any allegations of negligence, error, or misrepresentation, even if the claims made against you are groundless.

    Our E&O PLUS program features:

    • Errors and Omissions Liability Coverage:
      • Flexible amounts of coverage ranging from $500,000 to $5,000,000 per loss;
      • Protection for mortgages arranged with private and institutional lenders;
      • Coverage for Mortgage Administration Services;
      • Full prior acts coverage for the brokerage. The policy will cover services rendered by all associates since the inception of the brokerage. All agents and employees are automatically covered under the policy;
      • Legal Expenses reimbursement for Regulatory Disciplinary investigations and hearings;
      • No deductible if no damages are paid to the third party claiming against you.

    Canada-wide coverage: E&O PLUS covers brokerages licensed in any province and is regulator-approved in provinces where E&O insurance is mandatory.

    Contact PROLINK to apply today!

  • Mortgage Impairment Insurance for Private Lenders

    This valuable protection for mortgage administrators, MICs, and private lenders arranging mortgage funds through your brokerage is offered at competitive rates.

    Highlights include protection for:

    • The entire mortgage portfolio;
    • The private lender's mortgage interest against physical loss or damage from uninsured perils (i.e. flood, fire, seqer back-up, vandalism);
    • Commercial and residential properties across Canada;
    • Both vacant and occupied properties.

    Contact PROLINK to apply today!

  • Commercial Office Insurance

    If you have your own business, chances are you also own, rent, or lease office space. Whether it’s a major corporation, an up-and-coming firm with a small staff, or a home-based office, every business has valuable assets. And whatever the reason—a natural disaster, a power outage, or a break-in—every business is vulnerable to damage.

    The cost of repairs and replacing your equipment can leave a lasting deficit in your finances, especially for smaller firms. Even if you can cover the expenses out-of-pocket, there’s the added blow of losing any income you would’ve earned before having to relocate or close down temporarily to fix the damages. Plus if your new location is out of the way, it might inconvenience your existing clients and keep any new ones away.

    And if your office is home-based? Your business and contents might not be covered under your Home & Auto policy, especially for any equipment taken on the road.

    That’s where we come in. PROLINK’s Commercial Office Package provides Commercial General Liability, Property, Business Interruption and Crime Coverage Insurance at extremely competitive rates. We’ll help you protect the investment that you've poured into your office, as well as meet any landlord or property manager lease requirements. We’ll also make adjustments to your coverage as your business continues to grow so you’re secure no matter what.

    Contact PROLINK to apply today!

  • Data Security and Privacy Breach Insurance

    In this day and age, all companies are data companies. When you rely on computer networks for the bulk of your work, hackers, malware, and ransomware pose a real threat. Whether it’s a stolen laptop, a breach in your cloud provider, or even extortion from a rogue employee, being on a network exposes you to cyber risk. And you may not realize the value of your digital assets—and the implications of a breach—until it’s too late.

    If you service high-profile clients, you might even be more attractive to some cybercriminals for your third-party connections. But make no mistake, smaller businesses and start-ups with a lower budget for security provisions are just as susceptible to attack.

    You might think that your property or liability insurance policy will restore your files for a small add-on fee. But there’s no fast fix for a cyber attack, especially when your physical property isn’t your most valuable. Data Security and Privacy Breach Insurance can protect you against these losses, help you get your electronic assets back in order, and your business back online.

    Highlights of our policy include:

    • Public relations consulting for how to handle the breach;
    • Coverage for legal fees and coaching in case of a civil suit;
    • Business interruption and client notification coverage;
    • And much more!

    Contact PROLINK to apply today!

Graphic to represent PROLINK's home, auto, life, health insurance program for association members.

Protection for Me and My Personal Life

Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler.

  • Home & Auto Insurance

    Your home and your car aren’t just your most valuable assets; they’re your prized possessions. And as a working professional, you’ve probably invested a lot of time and effort into making them perfect over the years.

    Accidents can happen for any number of reasons—theft, loss, natural disasters. No matter the cause, one thing’s certain: you’ll be out thousands of dollars in damages. A financial setback no doubt, but it’ll sting even more if you’ve added a major renovation to your home or bought a brand-new car.

    At PROLINK, it’s our job to worry about your coverage and your risks so that you don’t have to. Bundling your coverage together through our comprehensive Home & Auto Insurance policy won’t just get you the protection you need, but the responsive, personalized service you deserve.

    With over 30 years of experience and access to a network of insurers, we’ve seen it all. With PROLINK, you’ll have your pick of insurance solutions and added benefits at just the right price point for you.

    Contact PROLINK for your no-obligation quote today!

  • Health & Dental Insurance

    If you’re an independent practitioner, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage.

    But expensive treatments, prescriptions, and dental work always seem to pop up when you’re least expecting them. Even so, it only takes one accident to put you into major debt. And if you end up with a serious illness, injury, or chronic condition that requires ongoing care, the costs can add up pretty quickly.

    We can help. PROLINK’s comprehensive program covers Health, Vision, Dental, and Drugs, and can get you access to Paramedical services such as Massage, Chiropractic Adjustment, Physiotherapy, and more. Taking advantage of your plan and being proactive about your health now will help you prevent long-term conditions in the future.

    Plus, by purchasing your insurance through PROLINK, you become part of a member pool across all of the members that we represent in addition to Mortgage Brokers and Administrators. And that means access to lower rates.

    To learn more, contact PROLINK today.

  • Life Insurance

    Life insurance is the coverage you avoid thinking about—until there’s a major emergency or health scare that forces you to reconsider. If something were to happen to you, who would provide for your family? Who would take on your debts? Who would cover your funeral expenses and the estate taxes from getting your affairs in order?

    Your loved ones might never truly heal from the pain of losing you, but you can help them recover from the financial strain of an untimely death. A life policy can help them get back on their feet so they can focus on processing their grief. Plus if you insure early on, you can avoid paying a higher premium as you get older.

    Don’t wait. Pass the pain over to us. At PROLINK, we’ll take the time to understand you, your needs, and your family. We’ll provide you with affordable, long-term protection so you can provide for your loved ones if the unexpected happens to you.

    Contact PROLINK to learn more today.

  • Critical Illness Insurance

    Living with a critical illness isn’t just physically and mentally exhausting—it’s also financially draining. Most medications and treatments aren’t covered by a traditional drug plan. The latest healthcare breakthroughs are rarely available outside the U.S. On top of that, there are also travel expenses, childcare, and all the added indirect costs that come with a major health condition. Even if you’re financially stable, medical bills will take a toll on your hard-earned savings. Especially if your family relies on your income.

    Critical Illness Insurance can help with that by providing you with a lump sum that can be leveraged in whatever way best suits your needs. Once it’s been paid, how you spend it is completely up to you, whether that’s hiring a nurse, making your home accessible, or even paying off part of your mortgage.

    You can’t predict when you’ll get sick, but you can plan for it. With PROLINK, you can access top-quality care through a customized and cost-effective Critical Illness policy for the long-term financial flexibility you need.

    Contact PROLINK to learn more today.

  • Travel Medical Insurance

    You work hard and you deserve a worry-free vacation. But no matter how much you plan, accidents can happen. Getting injured or sick overseas can be anything from a minor inconvenience to a massive financial blow.

    Think of travel insurance as a small investment with high value. It seems like an unnecessary expense and it’s definitely not the most exciting part of trip planning. But your peace of mind is priceless. Taking the time to set up protection in advance can save you the nightmare of unexpectedly forking out thousands of dollars abroad.

    With access to over 30 insurers, PROLINK can offer you a comprehensive insurance plan that suits your travel needs. Beyond emergency medical costs, we can also help you with lost baggage and trip cancellations fees with a few enhancements to your policy, even if it’s just for a weekend trip across the border.

    With PROLINK you’ll be prepared for whatever happens, wherever it happens. We want you to travel with ease, comfort, and the confidence of knowing we’ve got you covered.

    Contact PROLINK to learn more today!

  • Pet Insurance

    If you’re like most pet owners, your pet is your constant companion. So when your beloved companion inevitably falls ill, it can be stressful. It’s hard to see your once-lively pet refuse to eat or struggle up the stairs.

    While the veterinarian might be able to remedy whatever’s ailing your pet, that cure usually comes at a high cost, especially when you want your pet to receive the best care possible. Depending on the treatment, you might have to save up first—during which time your pet could get sicker—or put yourself in debt to afford all those unexpected fees.

    Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care they need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.

    Contact PROLINK to learn more today!

Graphic to represent claims information from PROLINK

Caring Claims

Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!

Monday to Friday (8AM to 5PM)
 Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.

After Hours
Access our after-hours claims service, Kernaghan Insurance Adjusters at  1 800 387 5677, or call your insurer directly and they will loop us in.

Please reach out to PROLINK if you ever feel unsure. We’re here for you.

Speak to a Representative Today

To speak to a professional who can guide you to the right coverage from the right insurer at the right price contact us below:


    Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits

      Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits

      Generic filters
      Exact matches only