What is it?

Our Enhanced Life Suite includes Critical Illness Insurance, Life Insurance, and a 24-Hour Accident Protection Plan to provide you and your loved ones with financial assistance in the event of illness, injury, or accidental loss of life.

Why do we recommend it?

It’s easy to feel secure when life is going smoothly. But what happens when the unexpected—like illness, injury, or loss—throws your plans off course? Medical treatments, mortgage payments, and day-to-day expenses can add up quickly and public healthcare and employer packages often fall short.

While no one likes to dwell on the ‘what ifs,’ we can prepare for them. Our plans put your well-being first, with practical solutions, financial flexibility, and a straightforward application process with a few health questions—no lengthy medical underwriting needed. Plus, as a member of OACETT, you can benefit from exclusive group rates, ensuring the care and coverage you need without sacrificing on quality.

Program highlights:

• Critical Illness Insurance from Chubb Life Insurance Company of Canada provides a one-time, lump-sum payment if you’re diagnosed with a critical illness or injury.
  • Coverage includes 23 different eligible conditions specified by your policy.
  • Flexible support allows you to use the funds however you need for medication, treatment, or non-medical expenses, like bills, childcare, or mortgage payments.
  • Guaranteed issue with no medical exam required until age 65; once you apply, you’re covered.
• Life Insurance from Chubb Life Insurance Company of Canada protects your loved ones by covering funeral, burial, and other end-of-life expenses in the event of an untimely death.
  • Guaranteed issue with a quick medical questionnaire; no medical exam required for coverage up to $50,000 until age 65.
  • Coverage is available to your partner and children and is included under your certificate;
  • Four times the coverage amount is paid out for accidental death, providing additional support during difficult times.
• The 24-Hour Accident Protection Plan from Zurich Insurance provides financial assistance to your loved ones in the event of accidental loss of life or severe bodily harm.
  • Complements your existing Life and/or Critical Illness Insurance policies.
  • Includes coverage for additional support services, like rehabilitation, occupational retraining, childcare, home, workplace, and vehicle modifications, and more.
  • Guaranteed issue with no medical exam required for you, your partner, or children.
  • Affordable and competitive premium amounts that don’t increase with age.

Once you apply, you’re in! Simply click below to enrol.