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Sustainable & Clean Technologies

PANORAMIC RISK SOLUTIONS

SUSTAINABLE & CLEAN TECHNOLOGIES

As the Sustainable & Clean Technologies industry rapidly expands, it is critical for all firms to adopt a sophisticated and proactive approach to risk management. Whether you design technologies, manufacture equipment, or generate power, we’ll align you with tailored insurance and alternative risk transfer solutions that evolve as your exposures evolve, no matter how quickly the industry moves.

Our Panoramic Risk Management Process

Our primary objective is to provide your business with a panoramic view of your business landscape, highlight the unique threats that may impede your success, and arm you with the tools you need to combat any organizational stress. PROLINK will help you:

1. EXPLORE

Build relationships with specialists who will provide genuine advice and follow-through, regardless of what field you’re in, which industries you serve, or which services you provide.

2. NAVIGATE

Focus on your next project while our dedicated advisors stay on top of emerging risks, vulnerabilities, trends, legislations, and technologies that could affect your business. We’ll share what steps others in your industry are taking and advise you accordingly.

3. IMPLEMENT

Leverage our risk management and insurance solutions to retake control and stay ahead—no matter the obstacle, element or hurdle you encounter.

4. RECALIBRATE

Reassess your risk management strategy and pursue your goals with confidence.

Our Solutions Suite

All of our programs are meticulously crafted for the Sustainable & Clean Technologies Industry and will help you protect your business, your staff, and your financial security from risk.

Professional Liability Insurance

What is it?

Professional Liability Insurance will protect your business from accusations of errors, omissions, or negligence committed within the scope of your professional activities. It’ll cover your damages—legal expenses, administrative costs, and court settlements—even if the claims made against you are groundless.

Why do we recommend it?

Sustainable & Clean Technology Firms face constant pressure to remain innovative in the face of changing global demands for alternative energy solutions. But even if you’ve worked to the best of your knowledge and ability—even if you’ve done nothing wrong—clients can sue as long as they believe there’s been an error, oversight, or a missed expectation. The bottom line? Any business or professional that provides technology services, advice, or products to clients for a fee is at risk of legal action and should have Professional Liability Insurance.

Commercial General Liability Insurance (CGL)

What is it?

Commercial General Liability Insurance (CGL) will protect your firm from third-party claims of bodily injury, property damage, and reputational harm caused by your professional activities or business operations.

Why do we recommend it?

CGL Insurance will protect you from common risks that all businesses face regardless of size, trade, or industry. Whether your firm is large or small, online or on the ground, you could be liable if any kind of damage or injury to a client, vendor, supplier, or other third-party is traced back to you or staff. You’re particularly vulnerable if you or your employees:

  • Own, rent, or lease a commercial space that’s open to the public;
  • Visit job sites, your client’s office or home, or operate anywhere else outside of your office; and
  • Advertise or create marketing materials for your products, or services.

Cyber Insurance

What is it?

Cyber Insurance protects your business and offsets your losses in the event of a breach, like if your company’s information is stolen or exposed by a hacker, or accidentally released by an employee. This policy typically includes the following coverages:

  • Legal coaching on how to handle the breach with privacy regulators;
  • Funds for credit monitoring and client notification costs;
  • Funds for court-awarded damages and legal fees in case of a civil suit; and
  • Public relations services to manage any reputational fallout from the breach.

Highlights Include:

  • Coverage for First Party Liability Expenses–when a breach happens at your own business. The policy will provide coverage for expenses associated with: Event Support Services, Crisis Management Expenses, Network Business Interruption, Digital Asset Restoration, Network Extortion/Ransomware, Cyber Crime, Computer Replacement, and Business Interruption.
  • Coverage for Third Party Expenses in the event that you’re sued by a third party whose data was compromised in the breach. This includes costs associated with Privacy Regulation Penalties, Multimedia Liability, Payment Card Industry Fines and Penalties, and more.

Why do we recommend it?

Sustainable & Clean Technologies firms are one of the top targets for hackers and ransomware operators—and not just because of their access to confidential client data, corporate banking accounts, or intellectual property. Increasing automation, growing reliance on the IoT, and complex third-party vendor relationships widen attack surfaces, allowing hackers to gain entry through weak links in the supply chain ecosystem. Plus, cybercriminals know that system outages in the energy sector won’t just lead to lost productivity and revenue; they’ll disrupt critical infrastructures, like water and waste management, power generation, and utilities. They also know that companies will pay up to keep them running and avoid public harm.

The resulting fallout of a breach—operational disruptions, legal woes, regulatory fines, bad press, and more—could easily cripple your business. That’s where Cyber Insurance comes in. With a comprehensive policy, you can protect your company from financial loss and get ahead of a breach without losing business momentum or taking a massive reputational hit.

 

Directors & Officers (D&O) Insurance

What is it?

Directors & Officers Insurance protects your business leaders and board members if they’re personally sued for any actual or alleged wrongful acts in managing the company.

Highlights Include:

  • Side A Coverage: Protects Directors and Officers in the event of a claim where the company cannot or will not cover their personal liability. Specifically, Side A will extend coverage to the Director/Officer for any financial exposure related to wrongful acts allegedly committed before or during the policy period, protecting their personal assets in the process. In the event a Director/Officer is found liable, Side A Coverage would pay any legal costs or settlements up to the policy limit and included within the policy terms.
  • Side B Coverage: Protects the organization in the event of a claim where it DOES decide to defend the Directors and Officers. If a Director and/or Officer is found liable, and the organization covers their legal fees/settlements, the organization can claim reimbursement under Side B of their Directors & Officers Policy.
  • Side C Coverage: Protects the entity itself for any claims related to traded securities. For example, if shareholders filed a lawsuit related to securities traded on the stock market, Side C would extend coverage for any legal costs incurred by the company in the process of defending itself.

Why do we recommend it?

With rising calls for corporate accountability, Business Leaders in the Sustainable & Clean Technologies sector face more D&O risk than ever before. Why? To fund your growth and invest in the latest equipment, research, and development, you’ll need investment capital from third-parties. But what if the returns don’t materialize? What if your revenues suddenly plunge due to an economic downturn? How will your company pay back what it owes? Investors and creditors can sue your company’s Directors and Officers personally to recoup their losses, alleging managerial negligence led to a default.

Unfortunately, the consequences for Directors and Officers facing allegations of mismanagement are severe. Both your corporate and personal assets can be at stake—and your company won’t always be able to reimburse your losses. With a comprehensive D&O policy, you can protect yourself and any other business owners, shareholders, investors, and employees from exposure.

 

Commercial Property Insurance

What is it?

Commercial Property Insurance protects your commercial property from damage or loss and will cover the costs of repairs or replacement for contents, equipment, and furnishings.

Why do we recommend it?

Whether you own, lease, or rent commercial space or work from home, your general liability or homeowner’s policies won’t reimburse you for any damage to your office contents. And without Property Insurance, the impact of repair and replacement costs following a break-in, fire, or other disaster could be financially devastating, especially if you lose any valuable tools, designs, or key documents that are critical to your operations.

Group Benefits Insurance

What is it?

Group Benefits Insurance offers fully customizable Health, Dental and Drug plans for you and your employees at competitive rates.

Why do we recommend it?

The success of any organization relies on the well-being of its people. When employees are healthy—when they feel supported by workforce leaders—businesses are resilient in the face of an uncertain future. That’s why it’s key to protect your employees’ physical, mental, and financial health with a strong benefits package. Our Protect & Perfect risk management approach to group benefits can align your firm with a comprehensive program that reflects your staff’s needs, business challenges, and financial goals.

Risk Management Advice

For more information, check out our blog where we share our insights on insurance trends, current events, and practical tips and tricks to make the best of your coverage.

Meet Our Team

Our dedicated team of experts is here to support you at every step. We will help you feel confident in your ability to manage risk, so that you can focus on growing your business with less worry.

Practice Manager, Sustainable & Clean Technologies Solutions


Kevan is a seasoned professional with over 20 years of experience in the construction and commercial property and liability insurance industry. As the leader of PROLINK’s Sustainable & Clean Technologies Practice, Kevan works with clients to develop practical and innovative risk management solutions that align with their unique needs, business operations, and strategic objectives. He leverages his industry knowledge and specialized background to help businesses in this space navigate the insurance market and pursue operational excellence.

Kevan Thompson RIBO

Kevan Thompson PROLINK

Kevan Thompson RIBO

Practice Manager, Sustainable & Clean Technologies Solutions

Kevan is a seasoned professional with over 20 years of experience in the construction and commercial property and liability insurance industry. As the leader of PROLINK’s Sustainable & Clean Technologies Practice, Kevan works with clients to develop practical and innovative risk management solutions that align with their unique needs, business operations, and strategic objectives. He leverages his industry knowledge and specialized background to help businesses in this space navigate the insurance market and pursue operational excellence.

GET IN TOUCH

To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:

1-800-663-6828

or send us an email below:


    Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits


      Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits

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