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Exclusive Term Life Insurance Offer

Exclusive Term Life Insurance Offer

Sign up by June 6th, 2021 and save up to 10% off on Term Life Insurance!

Exclusive Term Life Insurance Offer

Sign up by June 6th, 2021 and save up to 10% off on Term Life Insurance!

Get a Quote

ABOUT TERM LIFE INSURANCE

If there’s anyone who relies on your income—whether that’s your partner, kids, aging parents, or business partners—you should at least consider Life Insurance.

If something were to happen to you, who would take care of your family? Who would settle your debts? Who would pay for your funeral expenses? And your estate taxes? If you co-owned a business, how would your business partner fare?

What is Term Life Insurance?

Term Life Insurance provides financial support to your dependents if you unexpectedly pass away during a fixed period of time. if you pass away during the term—usually 10, 20, 30, and even 40 years—your beneficiaries will receive a tax-free payment known as a death benefit. The exact amount of money they get depends on how much coverage you buy, but once it’s paid out, your beneficiaries can leverage it in whatever way best fits their needs.

Who needs Term Life Insurance?

Term Life Insurance is a good idea for anyone that’s thinking of:

  • Starting a family (income replacement will be critical to support your partner and kids);
  • Buying a home (your loved ones might need help paying off your mortgage); and
  • Starting or co-owning a business (your beneficiaries can use the death benefit to settle any business debts or fund buy-sell agreements).

How is Term Life Insurance Different from Permanent Life Insurance?

Term Life policies only cover you for a set number of years, though they can be renewed once they end, whereas Permanent Life Insurance lasts a lifetime. Plus, while Term Life Insurance only offers a death benefit, Permanent Life Insurance also has a low-reward, investment-like savings component known as the cash value, which can be drawn on later in life for loans, retirement, or even to fund the policy premiums.

But investing comes at a price. Permanent Life Insurance is way more expensive—usually hundreds of dollars more expensive—than Term Life Insurance.

ABOUT TERM LIFE INSURANCE

If there’s anyone who relies on your income—whether that’s your partner, kids, aging parents, or business partners—you should at least consider Life Insurance.

If something were to happen to you, who would take care of your family? Who would settle your debts? Who would pay for your funeral expenses? And your estate taxes? If you co-owned a business, how would your business partner fare?

What is Term Life Insurance?

Term Life Insurance provides financial support to your dependents if you unexpectedly pass away during a fixed period of time. if you pass away during the term—usually 10, 20, 30, and even 40 years—your beneficiaries will receive a tax-free payment known as a death benefit. The exact amount of money they get depends on how much coverage you buy, but once it’s paid out, your beneficiaries can leverage it in whatever way best fits their needs.

How is Term Life Insurance Different from Permanent Life Insurance?

Term Life policies only cover you for a set number of years, though they can be renewed once they end, whereas Permanent Life Insurance lasts a lifetime. Plus, while Term Life Insurance only offers a death benefit, Permanent Life Insurance also has a low-reward, investment-like savings component known as the cash value, which can be drawn on later in life for loans, retirement, or even to fund the policy premiums.

But investing comes at a price. Permanent Life Insurance is way more expensive—usually hundreds of dollars more expensive—than Term Life Insurance.

Who needs Term Life Insurance?

Term Life Insurance is a good idea for anyone that’s thinking of:

  • Starting a family (income replacement will be critical to support your partner and kids);
  • Buying a home (your loved ones might need help paying off your mortgage); and
  • Starting or co-owning a business (your beneficiaries can use the death benefit to settle any business debts or fund buy-sell agreements).

Why do I need Term Life Insurance?

Life Insurance doesn’t have to be a lifelong commitment. While there’s no harm in extra protection, paying for permanent coverage will put a serious strain on your wallet. Depending on your needs, it might actually be smarter for you to only insure during the years when it really matters, like your prime earning years, when your kids are young, or when your mortgage is at its highest.

We get it—it’s hard to picture a future when you won’t be there to support your family. But it’s even worse worrying about whether or not they’ll have enough to provide for themselves. And although your loved ones may never truly heal from the pain of losing you, the right policy will allow them to recover from the financial strain of an untimely death.

That’s where Term Life Insurance comes in; affordable coverage when you need it, for however long you need it. A simple, straightforward solution that’ll help you plan ahead while still guaranteeing protection for your loved ones. And if you insure early on, you can avoid paying a higher premium as you get older.

Don’t wait. Pass the pain over to us. At PROLINK—Canada’s Insurance Connection, we’ll take the time to understand you, your needs, and your family. We’ll help you secure the coverage you need to provide for your loved ones in case the unexpected happens to you.

Read on to learn more about the basics of Term Life Insurance,
how it works, and why it might be the right coverage for you.

Life Insurance Doesn’t Have to Be a
Lifelong Commitment—Here’s Why

Read Article
Graphic showing term life insurance

Life Insurance Doesn’t Have to Be a Lifelong Commitment—Here’s Why

Read on to learn more about the basics of Term Life Insurance, how it works, and why it might be the right coverage for you.

Why do I need Term Life Insurance?

Life Insurance doesn’t have to be a lifelong commitment. While there’s no harm in extra protection, paying for permanent coverage will put a serious strain on your wallet. Depending on your needs, it might actually be smarter for you to only insure during the years when it really matters, like your prime earning years, when your kids are young, or when your mortgage is at its highest.

We get it—it’s hard to picture a future when you won’t be there to support your family. But it’s even worse worrying about whether or not they’ll have enough to provide for themselves. And although your loved ones may never truly heal from the pain of losing you, the right policy will allow them to recover from the financial strain of an untimely death.

That’s where Term Life Insurance comes in; affordable coverage when you need it, for however long you need it. A simple, straightforward solution that’ll help you plan ahead while still guaranteeing protection for your loved ones. And if you insure early on, you can avoid paying a higher premium as you get older.

Don’t wait. Pass the pain over to us. At PROLINK—Canada’s Insurance Connection, we’ll take the time to understand you, your needs, and your family. We’ll help you secure the coverage you need to provide for your loved ones in case the unexpected happens to you.

Why do I need Term Life Insurance?

Life Insurance doesn’t have to be a lifelong commitment. While there’s no harm in extra protection, paying for permanent coverage will put a serious strain on your wallet. Depending on your needs, it might actually be smarter for you to only insure during the years when it really matters, like your prime earning years, when your kids are young, or when your mortgage is at its highest.

We get it—it’s hard to picture a future when you won’t be there to support your family. But it’s even worse worrying about whether or not they’ll have enough to provide for themselves. And although your loved ones may never truly heal from the pain of losing you, the right policy will allow them to recover from the financial strain of an untimely death.

That’s where Term Life Insurance comes in; affordable coverage when you need it, for however long you need it. A simple, straightforward solution that’ll help you plan ahead while still guaranteeing protection for your loved ones. And if you insure early on, you can avoid paying a higher premium as you get older.

Don’t wait. Pass the pain over to us. At PROLINK—Canada’s Insurance Connection, we’ll take the time to understand you, your needs, and your family. We’ll help you secure the coverage you need to provide for your loved ones in case the unexpected happens to you.

Things Our Clients Asked About

Things Our Clients Asked About

What our clients are saying

Premium Indicator

The premiums indicated below are based on the RBC YourTerm Disability Insurance Plan, for a 40 year old non-smoking male and female, for $1,000,000 of coverage. RBC’s YourTerm is available in for any number of years between a 10 and 40 year term.

(Slide the arrows left and right to view premium details)

Get In Touch

To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:

1-800-663-6828

or email us at:

Get In Touch

To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:

1-800-663-6828

or email us at:

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