Welcome to the ODHA Insurance Program from PROLINK
In partnership with the Ontario Dental Hygienists' Association, PROLINK advocated for your professional and personal insurance needs with a network of insurers. Now all ODHA members can benefit from superior protection at unparalleled rates! No matter where you're coming from, or how complex your needs, we can guide you to the right coverage, from the right insurer, at the right price.
At PROLINK, we can help you feel confident that you have the right protection.
We believe in personal relationships.
We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.
We have over 30 years of experience.
As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.
We represent a network of insurers.
We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.
We work for you, not the insurer.
As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.
Protection for My Business and Professional Life
Browse our professional insurance solutions tailored to the needs of Ontario's Dental Hygienists.
Professional Liability Insurance
In your career as a Dental Hygienist, you’ll face a number of risks. Unfortunately, some things are simply out of your control. Even if you do everything right, clients can be interesting, and misunderstandings happen. In today’s society, misunderstandings translate to legal actions with the power to devastate your professional reputation and finances. Issuing a simple statement of defence can often cost as much as $10,000 though you may not be at fault.
We can help. PROLINK and the ODHA have partnered to develop a Professional Insurance program, tailored to your unique needs. Our program exceeds the by-law requirements of the College of Dental Hygienists of Ontario and will help defend you from claims made against you as they relate to professional negligence, omission of information, or other errors within your scope of practice as a Dental Hygienist.
Our comprehensive and regulatory-compliant Professional Liability Insurance program will defend you from claims others make against you or your practice within the scope of your professional activities.
Coverage highlights include:
- Funds to defend yourself from disciplinary actions with the College;
- Reimbursement for lost earnings when you are asked to miss work to attend trial or pre-trial proceedings (up to $750 per day);
- Legal defence costs associated with criminal suits, provided you are found not guilty;
- Legal defence costs associated with civil suits;
- Therapy and counselling of a sexually abused patient;
- Funds for cyber and privacy breach liability;
- Protection from libel and slander allegations;
- And more!
To apply, you must be a member of the ODHA in good standing.
Commercial General Liability Insurance
Commercial General Liability insurance protects you in the case of claims made as a result of third party injuries or property damage. You may think that you’re not at risk. But you meet with clients on a regular basis. Something as simple as a slip and fall associated with your professional activities could leave you liable for damages of a sum that would surprise you—even if you’re not at fault.
This situation is so common that most venues, government parties, landlords, and offices require that you have this type of coverage in place before you engage in any contract.
Policy features include:
- Covers incidents that occur on your premises, at a client’s home, dental office, or other facility;
- Coverage for:
- Bodily Injury and Property Damage Liability;
- Medical Payments;
- Tenants Legal Liability.
Protection for Me and My Personal Life
Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler.
Home & Auto Insurance
On any given day, someone could slam into your car during the morning commute, or your basement could flood causing thousands of dollars of damage. These—along with any number of other scenarios—have the potential to disrupt your life and bring you emotional distress and financial strain.
At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.
As an added benefit, ODHA members can save up to 20% on Home and Auto Insurance!
Health & Dental Insurance
The potential to develop back problems and carpal tunnel as a Dental Hygienist is huge. And beyond chronic pain, there’s your own regular health and dental needs: check-ups, prescriptions, and procedures. Not to mention all the associated—often unexpected—expenses that come along for the ride. Unfortunately, for many of you, health, dental, and disability benefits are not typically offered by your employer.
At PROLINK—Canada’s Insurance Connection, we think that everybody deserves access to affordable and comprehensive healthcare. So, we would like to offer you tailored Health and Dental coverage for you and those you care about. As an added benefit, ODHA members can access lower plan rates because you’re part of the pool of members of all the associations we represent, not just ODHA. And if you already get free dental from your office—don’t worry! We can exclude dental from your package, which will lower your premiums even more!
Most people don’t like to think about Life Insurance. That’s because it’s a complex coverage that only activates as a result of an insured’s death due to natural or accidental causes. It can be painful to imagine all that would come to pass in the event of one’s death—even for a split second. We can appreciate that.
But if something were to happen to you, could your family or loved ones recover financially without feeling a serious strain on their assets? A rich Life policy can help them get back on their feet, should something occur.
So pass the pain over to us. At PROLINK, we will take the time to understand you, your needs and your family. Then, we will offer you a best-fit solution for you and those you care about that is affordable and offers the long-term protection you and they will require.
Critical Illness Insurance
Medicine has allowed people to live both through and with serious illnesses at higher survival rates than in the past. However, such sicknesses often come with many direct and indirect costs. Certain drugs and treatments are not covered by typical health plans, while some of the latest healthcare innovations are only available in the US. Indirect costs can encompass anything from travel expenses to child care, and more. Unfortunately, most people don’t intuitively know to account for these things.
If you were to get seriously sick, Critical Illness coverage can provide you with a lump sum that you can leverage in whatever way best fits your needs. Once it’s been paid, there are no restrictions as to how you decide to spend it—whether that means hiring a nurse, making your home accessible, taking a vacation or even paying off a portion of your mortgage.
PROLINK can help you access the best that medicine has to offer by providing you with a customized Critical Illness policy that is cost-effective and will give you the long-term financial flexibility you will require.
Travel Medical Insurance
When you plan a trip, you determine the things to pack, the sights you’ll see, and the budget for food and activities. You probably don’t consider the things that can go wrong, the process for finding help, and the unforeseen medical bills.
And that’s normal. You work hard and deserve a worry-free vacation. Sadly, life doesn’t go on holiday. A health crisis can happen no matter where in the world you may be. To truly relax, you need to feel secure in knowing that you are protected if something were to happen to you or your loved ones during your time away.
At PROLINK—Canada’s Insurance Connection we can help you access comprehensive Medical Travel coverage for your trip. Plus beyond simply covering emergency medical costs, we can also help you add lost baggage and trip cancellation endorsements to your policy.
Be prepared for whatever happens, wherever it happens.
If you’re like most pet owners, your pet is your constant companion. So when your little companion unavoidably gets sick, it can be very distressing emotionally. We can all agree that it’s hard to see your once-lively pet refuse to eat or struggle up the stairs.
While the veterinarian can offer you hope to cure whatever’s ailing your pet, that cure often comes at a high cost. Many people either have to save up for a treatment, or put themselves in debt in order to afford these unexpected fees. Still, you want your pet to receive the best care available.
Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care that they require in times of need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.
Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!
Monday to Friday (8AM to 5PM)
Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.
Access our after-hours claims service, Kernaghan Insurance Adjusters at 1 800 387 5677, or call your insurer directly and they will loop us in.
Please reach out to PROLINK if you ever feel unsure. We’re here for you.