IAC-International Association of Coaching Insurance Program

Professional Coaches set out to help their clients perform at their best. But as a Coach, you can’t perform at your best when you’re worried about the potential liability you face when engaging with clients. Since you provide professional coaching in a client-centric environment, you are particularly at risk from claims resulting from demanding clients—even if you’re very good at what you do.

At PROLINK—Canada’s Insurance Connection, we want you to focus on your job, worry-free. Because when you’re at your best, your clients are at their best too. So we’ve devised a business insurance program tailored to your unique needs in partnership with the International Association of Coaching.

Our comprehensive Professional Liability insurance program will help:

• Protect against alleged claims or lawsuits brought against you;
• Pay legal defence costs and compensatory damages if you are found liable;
• And more!

Contact PROLINK to apply today!

Commercial General Liability insurance protects you in the case of claims made as a result of third party injuries or property damage. You may think that you’re not at risk. But you meet with clients on a regular basis. Something as simple as a slip and fall associated with your business could leave you liable for damages of a sum that would surprise you—even if you’re not at fault.

This situation is so common that most venues, government parties, landlords, and corporations require that you have this type of coverage in place before you engage in any contract. In most cases, there is no additional cost to add a third party to your policy. Additionally, if you run your business from home, you could be at risk. For example, if a delivery man trips while delivering a work-related package, your typical home owner’s policy may not cover it. Commercial General Liability will, and you can access it at special IAC Rates.

Policy features include coverage for:

• Bodily Injury and Property Damage Liability;
• Personal Injury and Advertising Injury Liability;
• Medical Payments;
• Tenants Legal Liability.

Contact PROLINK to apply today!

Every business—including the simplest of home offices—owns stuff. And if any type of loss resulting from accidents, crime, or other circumstances were to occur, you likely wouldn’t be covered under any other type of insurance you currently carry. You may believe your business doesn’t actually have enough value to warrant additional protection. But if for example your computer was damaged resulting in significant data loss, could you continue to run your business uninterrupted?

You need a broker who will take the time to carefully audit your office contents, making sure that all of your business property, equipment, software, and furnishings are protected.

At PROLINK, we will explain all of your potential exposures to help ensure that you are adequately protected, should something occur. As an added benefit, on behalf of the International Association of Coaching, we’ve negotiated comprehensive coverage for your business property at unparalleled rates.

Highlights include:

• Protection for any:
  • Equipment taken on the road;
  • Theft and physical losses;
  • Business interruption costs and lost income;
  • Flood and sewer back-up.

  Contact PROLINK to apply today!

  • FAQ

    • 1. Is my home office covered under my home insurance policy?

      Not necessarily. You need to check your policy or request PROLINK‘s assistance to determine if adequate coverage is available.

    • 2. My business doesn’t house a lot of furniture do I really need property insurance?

      You may not think your business has anything of value. But when was the last time you properly assessed your office contents? You may be surprised at how quickly things add up.

      And Property insurance offers protection for more than just traditional furniture. Computers, software, project files and resources, as well as any equipment you take on the road are also covered with this policy.

      Plus, you can claim business interruption costs that result from the disruption of your physical space while you work to recover from an incident.

    • 3. What are business interruption costs?

      Funds to cover the actual loss you experience with property damage, not just the physical loss. This means any business income lost as a result of suspended operations while you repair your property.

On any given day, someone could slam into your car during the morning commute, or your basement could flood causing thousands of dollars of damage. These—along with any number of other scenarios—have the potential to disrupt your life and bring you emotional distress and financial strain.

At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.

Contact us for your no-obligation quote today!

If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. Yet, you’re still susceptible to the same health problems as anyone else.

Unfortunately, expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way.

PROLINK can help. Our plans cover Health, Vision, Dental, and Drugs, and can get you access to 15 Paramedical services such as Massage, Chiropractic, Physiotherapy, and more. We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.

To learn more, contact PROLINK today.

Most people don’t like to think about Life Insurance. That’s because it’s a complex coverage that only activates as a result of an insured’s death due to natural or accidental causes. It can be painful to imagine all that would come to pass in the event of one’s death—even for a split second. We can appreciate that.

But if something were to happen to you, could your family or loved ones recover financially without feeling a serious strain on their assets? A rich Life policy can help them get back on their feet, should something occur.

So pass the pain over to us. At PROLINK, we will take the time to understand you, your needs and your family. Then, we will offer you a best-fit solution for you and those you care about that is affordable and offers the long-term protection you and they will require.

Contact PROLINK to evaluate your options today!

Medicine has allowed people to live both through and with serious illnesses at higher survival rates than in the past. However, such sicknesses often come with many direct and indirect costs. Certain drugs and treatments are not covered by typical health plans, while some of the latest healthcare innovations are only available in the US. Indirect costs can encompass anything from travel expenses to child care, and more. Unfortunately, most people don’t intuitively know to account for these things.

If you were to get seriously sick, Critical Illness coverage can provide you with a lump sum that you can leverage in whatever way best fits your needs. Once it’s been paid, there are no restrictions as to how you decide to spend it—whether that means hiring a nurse, making your home accessible, taking a vacation or even paying off a portion of your mortgage.

PROLINK can help you access the best that medicine has to offer by providing you with a customized Critical Illness policy that is cost-effective and will give you the long-term financial flexibility you will require.

Contact PROLINK to evaluate your options today!

When you plan a trip, you determine the things to pack, the sights you’ll see, and the budget for food and activities. You probably don’t consider the things that can go wrong, the process for finding help, and the unforeseen medical bills.

And that’s normal. You work hard and deserve a worry-free vacation. Sadly, life doesn’t go on holiday. A health crisis can happen no matter where in the world you may be. To truly relax, you need to feel secure in knowing that you are protected if something were to happen to you or your loved ones during your time away.

At PROLINK—Canada’s Insurance Connection we can help you access comprehensive Medical Travel coverage for your trip. Plus beyond simply covering emergency medical costs, we can also help you add lost baggage and trip cancellation endorsements to your policy.

Be prepared for whatever happens, wherever it happens.

Contact PROLINK to learn more today!

If you’re like most pet owners, your pet is your constant companion. So when your little companion unavoidably gets sick, it can be very distressing emotionally. We can all agree that it’s hard to see your once-lively pet refuse to eat or struggle up the stairs.

While the veterinarian can offer you hope to cure whatever’s ailing your pet, that cure often comes at a high cost. Many people either have to save up for a treatment, or put themselves in debt in order to afford these unexpected fees. Still, you want your pet to receive the best care available.

Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care that they require in times of need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.

Contact PROLINK to learn more today!