Welcome to the FSAC Insurance Program from PROLINK
PROLINK has partnered with the Funeral Services Association of Canada to develop an insurance program that addresses the unique risks you face in the funeral services industry. As a member, you can take advantage of discounted rates on a comprehensive program of services designed to meet your needs, including Commercial Insurance; Personal Insurance; Health, Dental and Life Insurance.
At PROLINK, we can help you feel confident that you have the right protection.
We believe in personal relationships.
We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.
We have over 30 years of experience.
As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.
We represent a network of insurers.
We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.
We work for you, not the insurer.
As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.
Protection for My Business and Professional Life
Browse our professional insurance solutions tailored to the needs of the Funeral Services Industry.
Commercial General Liability Insurance
As a member of the Funeral Services Industry, you face very unique risks when it comes to potential legal claims resulting from your profession. The sensitive nature of your work, in combination with all of the moving parts involved, means that any number of factors can go awry and cause reputational damage and financial consequences. You need to ensure that you and your livelihood are appropriately protected. Unfortunately, traditional insurance programs may have gaps in coverage that could leave you exposed.
We can help. PROLINK has partnered with the Funeral Services Association of Canada to develop an insurance program that addresses the specific risks faced by professionals in the industry. Our comprehensive Commercial General Liability Insurance protects against claims resulting from third party injuries, property damage, and products liability industry-wide: from funeral homes, to cemeteries, casket manufacturers, and crematoriums. Our program also includes broad Professional Liability Insurance extensions for the risks you assume as a mortician, funeral director or embalmer, along with coverage for the liability assumed by you in the course of advertising your business in periodicals, brochures, radio or TV.
As an added benefit, as a member of the FSAC, you can access this coverage at unparalleled rates that outperform the market significantly!
Owning a business is not easy. Everything—from the furniture you select, to the people you employ—takes careful thought and deliberation. You need to protect your investment of time, money, and resources. Property Insurance will shield you and your equipment and offer relief for any business interruption costs you may incur if you have to shut down for a period of time.
On behalf of the FSAC, we’ve negotiated comprehensive coverage for your business property at unparalleled rates.
Highlights include coverage for:
- Legal liability for the personal effects of the deceased;
- "All-risks" for your building, equipment, and inventory usual to your business operation;
- Loss of Business Income on an Actual Loss Sustained Basis;
- Property of others held in your care, custody, and control;
- Computer equipment including software and media;
- Damage as the result of temperature changes associated with damage to heating or cooling systems;
- Property while in transit;
- Equipment breakdown coverage for mechanical, electrical, and/or pressure vessels due to electrical arcing, mechanical breakdown, rupture or cracking;
- Broad Form Money and Securities kept on your premises, or as you are taking it to deposit;
- And more!
Fleet Automobile Insurance
In partnership with the Funeral Services Association of Canada, we are offering competitive discounts for your Fleet Automobile Insurance needs. With over 30 years of experience and access to a network of insurers, we can help you find a best-fit solution at the best price for: Funeral Coaches, Lead Cars, Services Vehicles, Vehicles for Bereaved Families, and more!
Protection for Me and My Personal Life
Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler. Please note: A Home and Auto Insurance Program is available exclusively to FSAC Member Companies and their Full-Time Employees.
Home & Auto Insurance
On any given day, someone could slam into your car during the morning commute, or your basement could flood causing thousands of dollars of damage. These—along with any number of other scenarios—have the potential to disrupt your life and bring you emotional distress and financial strain.
At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.
Plus, FSAC Member Companies and their Full-Time Employees save up to 15%.GET A HOME & AUTO QUOTE
Health & Dental Insurance
If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. Yet, you’re still susceptible to the same health problems as anyone else.
Unfortunately, expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way.
PROLINK can help. Our plans cover Health, Vision, Dental, and Drugs, and can get you access to 15 Paramedical services such as Massage, Chiropractic, Physiotherapy, and more. We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.GET A HEALTH & DENTAL QUOTE
It can be painful to imagine all that would come to pass in the event of one’s death—even for a split second. We can appreciate that.
But if something were to happen to you, could your family or loved ones recover financially without feeling a serious strain on their assets? A rich Life policy can help them get back on their feet, should something occur.
So pass the pain over to us. At PROLINK, we will take the time to understand you, your needs and your family. Then, we will offer you a best-fit solution for you and those you care about that is affordable and offers the long-term protection you and they will require.
Critical Illness Insurance
Medicine has allowed people to live both through and with serious illnesses at higher survival rates than in the past. However, such sicknesses often come with many direct and indirect costs. Certain drugs and treatments are not covered by typical health plans, while some of the latest healthcare innovations are only available in the US. Indirect costs can encompass anything from travel expenses to child care, and more. Unfortunately, most people don’t intuitively know to account for these things.
If you were to get seriously sick, Critical Illness coverage can provide you with a lump sum that you can leverage in whatever way best fits your needs. Once it’s been paid, there are no restrictions as to how you decide to spend it—whether that means hiring a nurse, making your home accessible, taking a vacation or even paying off a portion of your mortgage.
PROLINK can help you access the best that medicine has to offer by providing you with a customized Critical Illness policy that is cost-effective and will give you the long-term financial flexibility you will require.
Travel Medical Insurance
When you plan a trip, you determine the things to pack, the sights you’ll see, and the budget for food and activities. You probably don’t consider the things that can go wrong, the process for finding help, and the unforeseen medical bills.
And that’s normal. You work hard and deserve a worry-free vacation. Sadly, life doesn’t go on holiday. A health crisis can happen no matter where in the world you may be. To truly relax, you need to feel secure in knowing that you are protected if something were to happen to you or your loved ones during your time away.
At PROLINK—Canada’s Insurance Connection we can help you access comprehensive Medical Travel coverage for your trip. Plus beyond simply covering emergency medical costs, we can also help you add lost baggage and trip cancellation endorsements to your policy.
Be prepared for whatever happens, wherever it happens.
If you’re like most pet owners, your pet is your constant companion. So when your little companion unavoidably gets sick, it can be very distressing emotionally. We can all agree that it’s hard to see your once-lively pet refuse to eat or struggle up the stairs.
While the veterinarian can offer you hope to cure whatever’s ailing your pet, that cure often comes at a high cost. Many people either have to save up for a treatment, or put themselves in debt in order to afford these unexpected fees. Still, you want your pet to receive the best care available.
Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care that they require in times of need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.
Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!
Monday to Friday (8AM to 5PM)
Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.
Access our after-hours claims service, Kernaghan Insurance Adjusters at 1-800-387-5677, or call your insurer directly and they will loop us in.
Please reach out to PROLINK if you ever feel unsure. We’re here for you.