Welcome to the CDAA Insurance Program from PROLINK
In partnership with the Canadian Dental Assistants Association, PROLINK advocated for your professional needs. We can help you protect yourself with superior insurance coverage at unparalleled rates!
At PROLINK, we can help you feel confident that you have the right protection.
We believe in personal relationships.
We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.
We have over 30 years of experience.
As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.
We represent a network of insurers.
We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.
We work for you, not the insurer.
As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.
Protection for My Business and Professional Life
Browse our professional insurance solutions tailored to the needs of Canadian Dental Assistants.
Professional Liability Insurance
Dental assistants are a valuable part of any integrated oral healthcare team. As multi-skilled professionals, your job scope encompasses a wide range of healthcare and organizational tasks. With a diverse knowledge base, dental assistants are integral to boosting the performance, efficiency and overall quality of work provided by dentists.
On top of organizing armamentarium and making sure that the dental equipment is in proper working order, you are still running around to schedule appointments and keep the office in tip top shape. To add to the mix, dental assistants are tasked with ensuring that the medical equipment is spotless and sterilized, to protect staff and clients. Long hours, mostly on your feet, are an unspoken requirement of the profession, and exhaustion is bound to set in.
Fatigue is one of the leading causes of accidents in the workplace and as a dental assistant, you are no further from the vulnerability of a lawsuit than the dentist. Patients are exposed to serious risks that can easily be caused by hand slips, anesthetic mistakes or even allergic reactions, all potentially resulting in heavy lawsuits.
Accidents are bound to happen, and in most cases the employer will have insurance. So as a dental assistant, why would you need your own professional liability insurance?
- Insurance Caps: Dentists will often have malpractice insurance that covers their assistants, but there are limits to these insurance policies and this puts you at risk. You may still be liable for any malpractice case that exceeds the coverage amount of your employer, making you liable for any additional payments;
- Personal Lawsuit: Even if you are covered under an umbrella insurance policy (such as your employer’s), you can be sued personally by a patient, making you liable for all costs related to the case;
- After Hours: For any work you may perform after hours, your employer’s policy may not cover you. That makes you liable for any inaccurate advice or malpractice that may occur.
PROLINK has partnered with the Canadian Dental Assistants Association (CDAA) to tailor a unique Professional Liability Insurance program specific to Dental Assistants. We can help you avoid the holes and discrepancies of generalized cookie-cutter insurance programs, which do not account for unique situations that will apply to diverse professions. PROLINK’s specialized programs will keep you protected so that you can focus on the important things. Our Professional Liability Insurance features include:
- Custom solution tailored specifically to Dental Assistants;
- Comprehensive protection to make sure you are fully protected;
- Full coverage for legal defense costs incurred in a claim or lawsuit;
- Coverage for legal fees related to disciplinary action by a provincial regulator;
- Coverage for loss of earnings (up to $200 per day).
Our Malpractice Insurance does exclude coverage for:
- Services not customary for a practicing Dental Assistant or business administrator;
- Deliberate, Dishonest or Fraudulent Acts;
- Any occurrence covered by other valid and collectible insurance. In some cases, policy-holders are covered under an employer’s insurance policy. The CDAA policy would apply only if coverage under the other policy is insufficient;
- Any additional liability assumed under contract;
- Property damage to property in the care, custody, and control of a dental assistant.
Protection for Me and My Personal Life
Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler.
Home & Auto Insurance
At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.
Health & Dental Insurance
If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. Yet, you’re still susceptible to the same health problems as anyone else.
Unfortunately, expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way.
PROLINK can help. Our plans cover Health, Vision, Dental, and Drugs, and can get you access to 15 Paramedical services such as Massage, Chiropractic, Physiotherapy, and more. We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.
Most people don’t like to think about Life Insurance. That’s because it’s a complex coverage that only activates as a result of an insured’s death due to natural or accidental causes. It can be painful to imagine all that would come to pass in the event of one’s death—even for a split second. We can appreciate that.
But if something were to happen to you, could your family or loved ones recover financially without feeling a serious strain on their assets? A rich Life policy can help them get back on their feet, should something occur.
So pass the pain over to us. At PROLINK, we will take the time to understand you, your needs and your family. Then, we will offer you a best-fit solution for you and those you care about that is affordable and offers the long-term protection you and they will require.
Critical Illness Insurance
Medicine has allowed people to live both through and with serious illnesses at higher survival rates than in the past. However, such sicknesses often come with many direct and indirect costs. Certain drugs and treatments are not covered by typical health plans, while some of the latest healthcare innovations are only available in the US. Indirect costs can encompass anything from travel expenses to child care, and more. Unfortunately, most people don’t intuitively know to account for these things.
If you were to get seriously sick, Critical Illness coverage can provide you with a lump sum that you can leverage in whatever way best fits your needs. Once it’s been paid, there are no restrictions as to how you decide to spend it—whether that means hiring a nurse, making your home accessible, taking a vacation or even paying off a portion of your mortgage.
PROLINK can help you access the best that medicine has to offer by providing you with a customized Critical Illness policy that is cost-effective and will give you the long-term financial flexibility you will require.
Travel Medical Insurance
When you plan a trip, you determine the things to pack, the sights you’ll see, and the budget for food and activities. You probably don’t consider the things that can go wrong, the process for finding help, and the unforeseen medical bills.
And that’s normal. You work hard and deserve a worry-free vacation. Sadly, life doesn’t go on holiday. A health crisis can happen no matter where in the world you may be. To truly relax, you need to feel secure in knowing that you are protected if something were to happen to you or your loved ones during your time away.
At PROLINK—Canada’s Insurance Connection we can help you access comprehensive Medical Travel coverage for your trip. Plus beyond simply covering emergency medical costs, we can also help you add lost baggage and trip cancellation endorsements to your policy.
Be prepared for whatever happens, wherever it happens.
If you’re like most pet owners, your pet is your constant companion. So when your little companion unavoidably gets sick, it can be very distressing emotionally. We can all agree that it’s hard to see your once-lively pet refuse to eat or struggle up the stairs.
While the veterinarian can offer you hope to cure whatever’s ailing your pet, that cure often comes at a high cost. Many people either have to save up for a treatment, or put themselves in debt in order to afford these unexpected fees. Still, you want your pet to receive the best care available.
Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care that they require in times of need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.
Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!
Monday to Friday (8AM to 5PM)
Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.
Access our after-hours claims service, Kernaghan Insurance Adjusters at 1-800-387-5677, or call your insurer directly and they will loop us in.
Please reach out to PROLINK if you ever feel unsure. We’re here for you.