Welcome to the CanSPEP Insurance Program from PROLINK
PROLINK—Canada’s Insurance Connection, has partnered with the Canadian Society of Professional Event Planners to develop a comprehensive insurance program, designed to protect you from the unique risks you face in your personal and professional lives. We can help you protect yourself with superior insurance coverage at unparalleled rates!
At PROLINK, we can help you feel confident that you have the right protection.
We believe in personal relationships.
We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.
We have over 30 years of experience.
As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.
We represent a network of insurers.
We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.
We work for you, not the insurer.
As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.
Protection for My Business and Professional Life
Browse our professional insurance solutions tailored to the needs of Professional Event Planners.
Professional Liability & Commercial General Liability Insurance
Some event planners buy professional insurance only because their clients demand the coverage. That’s because not all planners have taken a close look at the coverage.
One event planner relied on their client’s commitment on attendees. The client was a little too eager. The hotel and venue sued the event planner for lost revenue, as he signed the hotel’s contract committing to a minimum number of guests. The court found him negligent. The planner had to pay $18,200 in attrition penalties and $4,000 in legal defence costs. Professional Liability Insurance could have covered that.
Because planning and contingencies aside, the truth is many factors are out of your control when an event occurs. You could easily find yourself liable. We can help. PROLINK—Canada’s Insurance Connection has worked closely with CanSPEP to develop a professional insurance program, tailored to your unique needs.
Our program features:
- Professional Liability insurance: to protect you from claims others make against you and your event staff as they relate to mistakes or oversights made during the performance of professional activities—regardless of their validity. This includes legal defense costs and funds to pay for damages which you may have caused through negligence, omission of information, or errors in judgement;
- Commercial General Liability Insurance: to cover claims arising from third-party injuries, property damage, libel and slander, and incidents arising from visits and meetings with clients;
- Legal defense costs incurred by the insurance company to defend your claim will not reduce the limit of liability available to pay the damages for which you are responsible. That means that you will still be able to cover the damages—and your legal fees—without worrying about diminishing your funds;
- The deductible does not apply to defence costs. That means that if no damages are paid to a third party, your legal fees will be fully covered without having to pay anything out-of-pocket.
Stuff happens. To talk to a professional who understands your business and can ask the right questions to provide you with the right protection, contact PROLINK today!
Event Cancellation Insurance
Event Planners must defend event revenues and event budgets. Your enemy: the stuff that goes wrong. And your best ally? Event Cancellation Insurance.
PROLINK—Canada’s Insurance Connection can help protect you in the case of unexpected circumstances that lead to your event’s postponement, cancellation, or relocation with our Event Cancellation policies. We’ve partnered with CanSPEP to gain the industry’s perspective on the specific risks you face as an Event Planner. Combine that with over 30 years of insurance expertise serving professionals, and you’ll find a comprehensive insurance solution, tailored to the unique needs of the Events and Entertainment Industry.
Our coverage includes:
- Venue unavailability;
- Alcohol-related liabilities;
- Equipment theft;
- Labour disputes;
- Extreme weather;
- Natural disasters;
- Disease outbreak;
- And much more!
When stuff happens, you’ll want to know that you’re protected. So talk to a professional who understands your business, and can ask the right questions to provide you with the right coverage.
Event Liability Insurance
If you or your client’s Commercial General Liability does not extend to cover an event, consider implementing this short-term policy. Event Liability Insurance shields both the event manager and the host of the event from liability resulting from third party injuries and property damage for a pre-determined amount of time. For example, if someone slips and falls or a delegate alleges the irresponsible service of alcohol caused them to seriously injure themselves, this policy would then respond.
Event Liability Insurance will also pay for your legal defence costs and any potential settlements or damages paid to a suing party if negligence is proven.
Exhibitors (Booth) Liability Insurance
Exhibitors Liability Insurance responds to claims of bodily injury or property damage that occur within an exhibitor’s designated booth during a tradeshow. An additional benefit for exhibitors includes the ability to cover replacement costs for any material that gets damaged or lost in transit. With this policy, organizers and venues are only exposed to damages that occur in common areas outside of the booths. Cost savings are available for exhibitors, depending on how many sign up for this policy per each tradeshow.
Office Property Insurance
Owning and operating a business is not easy. Everything—from the furniture you select, to the people you employ—takes careful thought and deliberation. You need to protect your investment of time, money, and resources.
We can help. PROLINK will take the time to carefully audit your office contents, making sure that all of your business property, equipment, software, and furnishings are protected. As an added benefit, as a member of CanSPEP you can access comprehensive coverage for your business property at unparalleled rates.
Meeting Escrow Services
PROLINK—Canada’s Insurance Connection has partnered with Meeting Escrow to help you protect the investment of time and resources you pour into every event from common and not-so-common issues. Because, planning aside, many factors are out of your control before, during, and after an event occurs.
With Meeting Escrow, you can access:
- Single Vendor Payment Solutions: Never miss a supplier payment. Make one payment to Meeting Escrow and they will track and manage all payments for your event;
- Foreign Currency Budget Protection: Protect your budget from unexpected deficits due to foreign currency fluctuations. Trust accounts available in 20 different currencies;
- Advance Deposit Escrow Protection All advance supplier payments are deposited to a secure escrow trust account and held until the start of the event.
Protection for Me and My Personal Life
Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler.
Home & Auto Insurance
On any given day, someone could slam into your car during the morning commute, or your basement could flood causing thousands of dollars of damage. These—along with any number of other scenarios—have the potential to disrupt your life and bring you emotional distress and financial strain.
At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.
Plus, as a member of CanSPEP, you can save up to 20% on your home and auto insurance!
Health & Dental Insurance
If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. Yet, you’re still susceptible to the same health problems as anyone else.
Unfortunately, expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way.
PROLINK can help. Our plans cover Health, Vision, Dental, and Drugs, and can get you access to 15 Paramedical services such as Massage, Chiropractic, Physiotherapy, and more. We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.
If something were to happen to you, could your family or loved ones recover financially without feeling a serious strain on their assets? A rich Life policy can help them get back on their feet, should something occur.
So pass the pain over to us. At PROLINK, we will take the time to understand you, your needs and your family. Then, we will offer you a best-fit solution for you and those you care about that is affordable and offers the long-term protection you and they will require.
Critical Illness Insurance
Medicine has allowed people to live both through and with serious illnesses at higher survival rates than in the past. However, such sicknesses often come with many direct and indirect costs. Certain drugs and treatments are not covered by typical health plans, while some of the latest healthcare innovations are only available in the US. Indirect costs can encompass anything from travel expenses to child care, and more. Unfortunately, most people don’t intuitively know to account for these things.
If you were to get seriously sick, Critical Illness coverage can provide you with a lump sum that you can leverage in whatever way best fits your needs. Once it’s been paid, there are no restrictions as to how you decide to spend it—whether that means hiring a nurse, making your home accessible, taking a vacation or even paying off a portion of your mortgage.
PROLINK can help you access the best that medicine has to offer by providing you with a customized Critical Illness policy that is cost-effective and will give you the long-term financial flexibility you will require.
Travel Medical Insurance
When you plan a trip, you determine the things to pack, the sights you’ll see, and the budget for food and activities. You probably don’t consider the things that can go wrong, the process for finding help, and the unforeseen medical bills.
And that’s normal. You work hard and deserve a worry-free vacation. Sadly, life doesn’t go on holiday. A health crisis can happen no matter where in the world you may be. To truly relax, you need to feel secure in knowing that you are protected if something were to happen to you or your loved ones during your time away.
At PROLINK—Canada’s Insurance Connection we can help you access comprehensive Medical Travel coverage for your trip. Plus beyond simply covering emergency medical costs, we can also help you add lost baggage and trip cancellation endorsements to your policy.
Be prepared for whatever happens, wherever it happens.
If you’re like most pet owners, your pet is your constant companion. So when your little companion unavoidably gets sick, it can be very distressing emotionally. We can all agree that it’s hard to see your once-lively pet refuse to eat or struggle up the stairs.
While the veterinarian can offer you hope to cure whatever’s ailing your pet, that cure often comes at a high cost. Many people either have to save up for a treatment, or put themselves in debt in order to afford these unexpected fees. Still, you want your pet to receive the best care available.
Purchasing PetSecure insurance through PROLINK can help take away the financial burden of getting your pet the care that they require in times of need. For a small monthly rate, you can receive up to thousands of dollars in coverage for your pet’s accidents, illnesses, and dental care.
Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!
Monday to Friday (8AM to 5PM)
Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.
Access our after-hours claims service, Kernaghan Insurance Adjusters at 1-800-387-5677, or call your insurer directly and they will loop us in.
Please reach out to PROLINK if you ever feel unsure. We’re here for you.