IDC Health and Benefits Plan
The IDC Health & Benefits Plan
Get a Life & Health Quote
About the IDC Health & Benefits Plan
Healthcare isn’t one-size-fits-all—but neither is insurance. That’s where we come in. A private plan, like PROLINK’s IDC Plan, will supplement your primary healthcare and cover what provincial plans won’t: extended health, vision, dental, drugs, massage, chiropractic, physiotherapy, and more.
EXTENDED
HEALTHCARE
- Premier Plan
- Gold Plan
✓ $10,000 annual reimbursement limit for prescription drugs per person covered under the plan (i.e. family of three can access $30,000)
✓ 80% Reimbursement with dispensing fee deductible
✓ 15 paramedical services and non-traditional services not covered by provincial healthcare (i.e. massage therapy, physiotherapy, podiatry, dietitian services, and more)
✓ Vision coverage: $50 for examinations & $250 for frames, lenses, & contacts every 24 months
✓ $5M emergency travel medical coverage for out-of province & country trips
✓ Semi-private hospital coverage
✓ $5,000 annual reimbursement limit for prescription drugs per person covered under the plan
✓ 80% Reimbursement with dispensing fee deductible
✓ 15 paramedical services and non-traditional services not covered by provincial healthcare (i.e. massage therapy, physiotherapy, podiatry, dietitian services, and more)
✓ Vision coverage: $50 for examinations & $250 for frames, lenses, & contacts every 24 months
✓ $5M emergency travel medical coverage for out-of province & country trips
✓ Semi-private hospital coverage
DENTAL
INSURANCE
✓ 80% reimbursement for preventative & basic restorative procedures, including periodontal (gums) & endodontic (roots) treatments;
✓ Up to $1,000 of reimbursement per calendar year, per individual.
WEEKLY INCOME
BENEFIT
✓ If you become totally disabled, this benefit pays $250 weekly;
✓ Benefits begin the first day of an accident or hospitalization & on the 15th day of sickness & continue for a period of 26 weeks (if necessary).
About the IDC Health & Benefits Plan
Healthcare isn’t one-size-fits-all—but neither is insurance. That’s where we come in. A private plan, like PROLINK’s IDC Plan, will supplement your primary healthcare and cover what provincial plans won’t: extended health, vision, dental, drugs, massage, chiropractic, physiotherapy, and more.
EXTENDED
HEALTHCARE
GOLD PLAN
✓ $5,000 Annual Reimbursement limit for prescription drugs per certificate that allows access to coverage for those with a pre-existing condition or coming off an employer benefit plan (i.e. a family of three can access up to $5,000);
✓ 80% Reimbursement with dispensing fee deductible;
✓ 15 Paramedical Services (i.e. massage, chiropractic, homeopathy);
✓ Vision coverage: $50 for examinations & $250 for frames, lenses, & contacts every 24 months;
PREMIER PLAN
✓ $10,000 Annual Reimbursement limit for prescription drugs per person covered under plan (i.e. family of three can access $30,000);
✓ 80% Reimbursement with dispensing fee deductible;
✓ 15 Paramedical Services (i.e. massage, chiropractic, homeopathy);
✓ Vision coverage: $50 for examinations & $250 for frames, lenses, & contacts every 24 months;
✓ $5M Emergency Travel Medical for out-of province & country trips;
✓ Semi-private hospital coverage.
DENTAL
INSURANCE
✓ 80% reimbursement for preventative & basic restorative procedures, including periodontal (gums) & endodontic (roots) treatments;
✓ Up to $1,000 of reimbursement per calendar year, per individual.
WEEKLY INCOME
BENEFIT
✓ If you become totally disabled, this benefit pays $250 weekly;
✓ Benefits begin the first day of an accident or hospitalization & on the 15th day of sickness & continue for a period of 26 weeks (if necessary).
LONG TERM
DISABILITY INSURANCE
✓ After 26 weeks of continuous total disability, up to $3,000 monthly benefit is paid out tax-free;
✓ Benefits will be paid for a period of 24 months under your ‘own occupation’ and continue to age 65.
MEMBER ASSISTANCE
PLAN
✓ Provides confidential counselling & advisory services from a network of experienced counselors, psychologists, social workers & specialists.
✓ Supplements group benefits by offering a variety of valuable health and wellness services, such as: financial counselling; child- or eldercare programs; fitness and nutrition advisors; naturopathic treatments; and more.
LIFE
INSURANCE
✓ $50,000 payable in the event of death from natural causes;
✓ Additional $50,000 if death is the result of an accident;
✓ OPTIONAL: Life & Critical Illness coverage available up to $1,000,000.
LONG TERM
DISABILITY INSURANCE
✓ After 26 weeks of continuous total disability, up to $3,000 monthly benefit is paid out tax-free;
✓ Benefits will be paid for a period of 24 months under your ‘own occupation’ and continue to age 65.
MEMBER ASSISTANCE
PLAN
✓ Provides confidential counselling & advisory services from a network of experienced counselors, psychologists, social workers & specialists.
✓ Supplements group benefits by offering a variety of valuable health and wellness services, such as: financial counselling; child- or eldercare programs; fitness and nutrition advisors; naturopathic treatments; and more.
LIFE
INSURANCE
✓ $50,000 payable in the event of death from natural causes;
✓ Additional $50,000 if death is the result of an accident;
✓ OPTIONAL: Life & Critical Illness coverage available up to $1,000,000.
READ OUR ADVICE
For more information, check out our blog where we share our insights on insurance trends, current events, and practical tips and tricks to make the best of your coverage.
READ OUR ADVICE
For more information, check out our blog where we share our insights on insurance trends, current events, and practical tips and tricks to make the best of your coverage.
WHY PROLINK?
We’ll help you secure a simple straightforward solution so that you can plan ahead while still guaranteeing protection for you and your loved ones.
Access
Custom Solutions
Our advisors will help you secure Health & Benefits solutions that reflect your personal needs, lifestyle, and budget.
Work With Experts
PROLINK and our extensive network of insurers will deliver a breadth of coverage, superior protection, and exceptional claims-handling service.
Rely On Us
Benefit from nearly a decade of experience serving Interior Designers. No matter where you’re coming from, no matter what you need—you can depend on us.
WHY PROLINK?
We’ll help you secure a simple straightforward solution so that you can plan ahead while still guaranteeing protection for you and your loved ones.
Access Custom Solutions
Our advisors will help you secure Health & Benefits solutions that reflect your personal needs, lifestyle, and budget.
Work With Experts
PROLINK and our extensive network of insurers will deliver a breadth of coverage, superior protection, and exceptional claims-handling service.
Rely On Us
Benefit from nearly a decade of experience serving Interior Designers. No matter where you’re coming from, no matter what you need—you can depend on us.
GET IN TOUCH
To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:
1-800-663-6828
or send us an email below:
GET IN TOUCH
To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:
1-800-663-6828
or send us an email below: