The Interior Designer’s Guide to Cyber Insurance
July 17, 2025
In today’s world, Registered Interior Designers depend on a range of digital tools to run their business, from storing client data to sharing project files to processing payments. But the more you’re online, the more you’re exposed. A single privacy breach, ransomware attack, or stolen device could expose sensitive data, harm your reputation and lead to major financial and legal fallout.
So, how can you keep your clients—and their private information—safe? And more importantly, how can you keep your business safe? Cyber Insurance is your best bet.
Disclaimer: Please note that the information provided herein offers guidelines only. It is not exhaustive nor will it apply to all policies, individuals, situations, or circumstances. The specific terms of your policy will always apply.
What’s a Privacy Breach?
A privacy breach is any unauthorized access to, disclosure, or loss of confidential data, like client contact info, payment details, or design files. In Canada, all privacy breaches must be reported to the affected individuals and appropriate governing bodies. Failure to do so could lead to fines, penalties, and reputational damage.
Privacy breaches can happen in many ways, including:
- Lost or stolen devices, like laptops or USBs
- Phishing emails or fake links that trick you into revealing sensitive info
- Ransomware attacks that lock your systems, devices, and files until you pay up
- Hackers who access unsecured Wi-Fi networks, email accounts, or cloud platforms
- Human error, like emailing the wrong client or mismanaging files
What is Cyber Insurance?
Cyber Insurance (also known as Data Security & Privacy Breach Insurance) covers a variety of expenses following a privacy breach or other security-related incident. That includes legal fees, damages, and any recovery costs for both first-parties and third-parties.
- First-Party Cyber Liability coverage pays for any costs directly incurred by your firm due to the breach, such as data recovery, notification expenses, forensic investigations, and business interruption losses.
- Third-Party Cyber Liability coverage protects you and your business from any lawsuits made against your firm by people or companies that have been harmed or experienced a loss as a result of your actions or failure to act to protect their data.
RELATED: The Consequences of a Breach: Can your business survive a cyberattack?
Why are Interior Designers at risk?
You might not think your practice is a target—but small businesses are increasingly vulnerable to cybercrime. If you:
- Work from a studio or home office
- Share design files, contracts, or invoices online
- Collect or store client data
- Use third-party platforms or cloud services
- Have a social media presence
…then you have cyber exposure.
Keep in mind: Cyber Insurance isn’t a replacement for cybersecurity best practices, but it is your safety net. If a breach occurs, it helps limit the financial, operational, and reputational damage—so you can focus on getting back to business.
With 40+ years of experience and over a decade of supporting Interior Designers, PROLINK understands the unique digital risks you face. We’ll help you build a Cyber Insurance plan that fits your business, your needs, and your budget.
To learn more, connect with PROLINK today!
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PROLINK’s blog posts are general in nature. They do not take into account your personal objectives or financial situation and are not a substitute for professional advice. The specific terms of your policy will always apply. We bear no responsibility for the accuracy, legality, or timeliness of any external content.