There are 3 ways to provide Event Liability insurance coverage to clients of Proof Experiences:
Proof Experiences
Overview on Event Liability Insurance Coverage for Proof Experiences Clients
- Proof Experiences proposal and contract does not mention anything related to Proof Experiences providing coverage for its client under the Commercial General Liability policy maintained by Proof Experiences. However, Proof Experiences’ client requests that their name be added to the Proof Experiences Commercial General Liability policy as an “additional insured” after the contract has been signed by your client. This can be accommodated; however, your insurer will assess an additional cost to add your client.
- Proof Experiences proposal and contract indicates that its client will be responsible for maintaining Event Liability insurance covering the client’s exposure related to the event managed by Proof Experiences. This approach provides the greatest protection for Proof Experiences and can be the most affordable option for your client because your client will have their current Commercial General Liability policy extend to cover their exposure at their event. Your client must be aware that they could be asked to provide a certificate of liability insurance to the event venue where the venue is added as “an additional insured”. Proof Experiences may be required to provide the event liability insurance in cases where your client cannot provide a certificate of liability insurance to the event venue.
- Proof Experiences proposal and contract indicates that Proof Experiences will be responsible for maintaining Event Liability insurance covering the client’s exposure related to the event managed by Proof Experiences. This approach represents the highest cost option. PROLINK understands that the Proof Experiences Client Director requires an accurate cost for the Event Liability insurance. Your client will require their corporate name to be added to the Proof Experiences’ Commercial General Liability or specific Event Liability policy as an “additional insured.” PROLINK requires a representative of Proof Experiences to complete this digital event liability application in order to provide you with an accurate price for the Event Liability insurance.
Proof Experiences Rates for Canadian Events Where Clients are Added to the Proof Experiences Commercial General Liability Policy
1) “No alcohol served” events such as: product launches, store openings, media events, product giveaways, and other similar events.
| Number of Attendees | Up to 2 Days ( if event is more than two days to be referred for pricing) |
|---|---|
| 1-300 | $325 (minimum premium) |
| 301-700 | $648 |
| 701-1000 | $1080 |
| 1000+ attendees | Refer to PROLINK |
Rates represent $5,000,000 of coverage.
2)“Alcohol served” events where alcohol is served by Licensed Establishment such as: product launches, store openings, media events, product giveaways, and other similar events.
| Number of Attendees | Up to 2 Days ( if event is more than two days to be referred for pricing) |
|---|---|
| 1-300 | $325 (minimum premium) |
| 301-700 | $648 |
| 701-1000 | Refer to PROLINK |
| 1000+ attendees | Refer to PROLINK |
Rates represent $5,000,000 of coverage.
3)“Alcohol served” events where alcohol is served by Proof Experience such as: product launches, store openings, media events, product giveaways, and other similar events. Servers must have “Smart Serve” or other provincial equivalent certifications.
| Number of Attendees | Up to 2 Days ( if event is more than two days to be referred for pricing) |
|---|---|
| 1-300 | $1,622 (minimum premium) |
| 301-700 | Refer to PROLINK |
| 701-1000 | Refer to PROLINK |
| 1000+ attendees | Refer to PROLINK |
Rates represent $5,000,000 of coverage.
4) Events to be referred for quoting include:
Boat cruises, Conferences, trade Shows, Wine tours and other similar events, Unique Performances in public setting (city streets) requiring construction of stages or apparatus.
Restrictions:
No coverage for events with the following exposures: concerts, dances and parties, pub nights and pub crawls, theatrical stage performances, overnight camps, strenuous exercises (Hiking, skiing etc.), extreme sports or activities (sky diving, rock climbing, etc.) and water sports.
PROLINK needs to arrange a specific Event Liability policy when coverage for the following event exposures are required because the Proof Experiences Event Liability Policy does not cover the following:
- Events taking place outside Canada;
- “Open bar” events where more than 50% of the total budget is allocated to alcohol.
Coverage for the following events cannot be obtained through the Proof Experiences Program:
- Pyrotechnics, concerts, performances, dance parties or parades.
- Activities involving strenuous physical effort on behalf of the public.
- “Inflatables” which include inflatable castles, amusement rides, etc.
Please contact PROLINK directly if you need coverage for one of the above-listed events.
Please note that you MUST fill out the form below to have your clients added to the Proof Experiences Commercial General Liability Policy.
Proof Experiences Insurance Certificate Request Form
Have a Question?
To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:
647 977 2294
or email us at:
Have a Question?
To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at:
647 977 2294
or email us at: