ACMO-Association of Condominium Managers of Ontario Insurance Program

Welcome to the ACMO Insurance Program

At PROLINK-Canada’s Insurance Connection we aspire to deliver the most comprehensive and cost-effective insurance solutions for  members of the Association of Condominium Managers of Ontario. Through our partnership with ACMO, we’ve developed a suite of solutions, tailored to you and your professional and personal needs. You can depend on us for the protection you require. 

At PROLINK, we can help you feel confident that you have the right protection.

We believe in personal relationships.

We value knowing you, and taking the time to understand your unique situations, so that we can provide you with genuine advice and follow-through. Our named, dedicated advisors will take a holistic view of your lives and explain all of your coverages and potential exposures, so that you can make educated decisions.

We have over 30 years of experience.

As a result, we’ve seen insurance from every perspective. Wherever you’re coming from, and whatever you need, we’re your one-stop-insurance-shop. You can depend on us for the protection you require.

We represent a network of insurers.

We know their strengths, their weaknesses, how they’ll assess you as a risk, and how they’ll treat you in the event of a claim. Plus, as one of Canada’s largest national brokerages, we have the buying power and influence required to advocate for you and your needs with the various insurers.

We work for you, not the insurer.

As an independent insurance brokerage, we are not obligated to sell you on a particular insurer. Instead, we’ll evaluate the available offerings and the discounts you are eligible for, to bring you solutions to best fit your life.

What ACMO members are saying...

Protection for My Business and Professional Life

Browse our professional insurance solutions tailored to the needs of ACMO Members. 

  • Professional Insurance for ACMO RCMs

    Most RCMs claim the unpredictable nature of their day is what drew them to Condominium Management. But while uncertainty can be exciting, it also opens you up to professional exposures. And even though the ACMO RCM designation stands for excellence, experience, and education in your field, you couldn’t possibly control for every single risk that could come your way. There are simply too many factors involved.

    At PROLINK—Canada’s Insurance Connection, we want you to feel confident that you have the right coverage should an incident occur. So, we’ve partnered with ACMO to address the specific risks you face as an RCM. Together, we’ve developed a comprehensive suite of insurance solutions to protect you.

    Policy highlights include:

    • Professional Liability: protecting you from claims others make against you and your staff as they relate to negligence, omission of information, or oversights in your professional activities. This coverage, also known as Errors and Omissions, is mandatory with a limit of at least $1,000,000;
    • Fidelity Coverage: safeguarding you and your organization from losses arising from the actions of dishonest employees. There is a mandatory coverage limit of at least $50,000;
    • Commercial General Liability: covering you for third party injuries or property damage resulting from your activities. Proof of coverage is typically required before entering into a management contract. Limits begin at $1,000,000;
    • No-cost Telephone Legal Advice: to guide you through the legal process;
    • Legal Expense Reimbursement for Regulatory, Administrative, Statutory or Criminal Allegations: as of 2018, owners and employees charged face the CMRAO Tribunal. If you find yourself under investigation, and assuming that you are found to be innocent, you are eligible for a reimbursement of up to $100,000 of legal defence expenses;
    • Legal Expense Reimbursement for Employment-related Practices: shielding you from wrongful termination or discrimination charges that are made against you. As of 2018, all allegations of this sort go to the CMRAO Tribunal. Receive up to $100,000 in liability coverage with the ACMO Program.

    Contact PROLINK to apply today!

  • Professional Insurance for ACMO 2000 Certified Member Firms

    The ACMO 2000 certification is given to firms that demonstrate a proven track record of high service quality. But despite how effective your company is at managing properties, it is not possible to anticipate every risk that could potentially result in a lawsuit.

    At PROLINK—Canada’s Insurance Connection, we want you to feel confident that you have the right coverage in case an incident should occur. So, we’ve partnered with ACMO to address the specific risks you face as an ACMO 2000 certified member firm. Together, we’ve developed a comprehensive suite of insurance solutions to protect you.

    Policy highlights include:

    • Professional Liability: protecting you from claims others make against you and your staff as they relate to negligence, omission of information, or oversights in your professional activities. This coverage, also known as Errors and Omissions, is mandatory with a limit of at least $1,000,000;
    • Fidelity Coverage: safeguarding you and your organization from losses arising from the actions of dishonest employees. There is a mandatory coverage limit of at least $50,000;
    • Commercial General Liability: covering you for third party injuries or property damage resulting from your activities. Proof of coverage is typically required before entering into a management contract. Limits begin at $1,000,000;
    • Legal Expense Reimbursement for Regulatory, Administrative, Statutory or Criminal Allegations: as of 2018, owners and employees charged face the CMRAO Tribunal. If you find yourself under investigation, and assuming that you are found to be innocent, you are eligible for a reimbursement of up to $100,000 of legal defence expenses;
    • Legal Expense Reimbursement for Employment-related Practices: shielding you from wrongful termination or discrimination charges that are made against you. As of 2018, all allegations of this sort go to the CMRAO Tribunal. Receive up to $100,000 in liability coverage with the ACMO Program.

    Contact PROLINK to apply today!

  • Group Benefits Plan for ACMO 2000 & Corporate Member Firms

    A strong Health, Dental and Drug plan is more than just a benefit. Healthy employees are typically more satisfied and more productive in their work. A strong benefits plan is also a great tool for recruitment. Top talent likes to know that their company cares about their personal well-being.

    We know that not all employers are in a position to offer such costly benefits. Most though want to provide access to affordable healthcare. We can help. Through your ACMO membership, we can offer you fully customizable Health, Dental and Drug plans for you and your employees at competitive rates.

    Highlights include (but are not limited to):

    • Extended healthcare;
    • Dental coverage;
    • Life insurance;
    • Short term disability insurance;
    • Long term disability insurance;
    • Employee assistance plan;
    • Health spending accounts;
    • And more!

    Contact PROLINK to apply today!

Protection for Me and My Personal Life

Your life is complicated. Selecting your insurance doesn’t have to be. Learn how we can help make your life simpler.

  • Home & Auto Insurance

    At PROLINK—Canada’s Insurance Connection it’s our job to worry about which coverages you need and which risks you face so that you don’t have to. With over 30 years of experience and access to over 30 insurers, we can offer you a choice of insurance solutions, price points, and other benefits. Wherever you’re coming from, and whatever you need—we’ve been there and done that. You can depend on us for the protection you require.

    Plus as an ACMO RCM or ACMO Candidate, you can save up to 20% on your Home and Auto Insurance!

    Contact us for your no-obligation quote today!

  • Health & Dental Insurance for ACMO RCMs, Candidates, & Associates

    If you are an independent professional, you probably don’t have access to traditional employee benefits like Health, Dental, and Drug coverage. Yet, you’re still susceptible to the same health problems as anyone else.

    Unfortunately, expensive treatments, prescriptions, and high-cost dental work always seem to pop up when you’re least expecting them. And when these unpredictable events occur, they also come with a serious potential to derail your budget. But it doesn’t have to be that way.

    PROLINK can help. Our plans cover Health, Vision, Dental, and Drugs, and can get you access to 15 Paramedical services such as Massage, Chiropractic, Physiotherapy, and more. We will take the time to understand you, your needs, and your family, and offer you an affordable solution that fits your life, perfectly.

    Plan highlights include:

    • Extended healthcare coverage;
    • Dental coverage for preventative and basic restorative procedures;
    • Life insurance;
    • Weekly income benefit should you become disabled;
    • Long-term disability benefit that activates after 26 weeks of continuous disability;
    • Member assistance plan for counseling and advisory services.

    To learn more, contact PROLINK today.

Caring Claims

Sometimes, stuff happens. In the event that you need to make a claim and the situation is urgent or an emergency, help is a phone call away!

Monday to Friday (8AM to 5PM)
 Contact PROLINK directly at 1 800 663 6828. We will take your claim, confirm your policy and report it to your insurer.

After Hours
 
Access our after-hours claims service, Kernaghan Insurance Adjusters at 1-800-387-5677, or call your insurer directly and they will loop us in.

Please reach out to PROLINK if you ever feel unsure. We’re here for you.

Speak to a Representative Today

To speak to a professional who can guide you to the right coverage from the right insurer at the right price contact us below:

1-800-663-6828


Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits


Personal InsuranceCommercial EnterpriseAssociations & Affinity GroupsLife & Benefits

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